2021年中国邮政银行招聘考试押题密卷1

银行业从业人员除应当遵守职业操守外，还应当接受（ ）的监督。

《中华人民共和国商业银行法》规定的商业银行的业务包括（ ）。

关于评价中心方法的说法，正确的有（ ）。

法国总统奥朗德2015年1月23日在瑞士达沃斯举行的世界经济论坛年会上呼吁全球行动起来，共同反对恐怖主义。应从（ ）三方面进行管控。

在瑞士达沃斯世界经济论坛2015年年会全会上，李克强说，2014年面对经济下行压力中国没有采取强刺激，而是力推强改革，经济运行保持在合理区间。2015年要顶住经济下行压力，（ ）。

我国金融监管原则包括（ ）。

商业银行机构按照业务经营范围划分，可以分为（ ）。

货币政策的时滞效应包括（ ）。

反垄断法规定的垄断行为包括（ ）。

当社会总供给大于社会总需求时，为实施宏观调控选择的财政政策工具包括（ ）。

以下属于消费者权利的有（ ）。

以下属于不正当竞争行为的表现形式的有（ ）。

会计科目按其所归属的会计要素不同，分为资产类、负债类、共同类、（ ）六大类。

我国《企业会计准则》规定，会计期间分为（ ）。

下列各项中，不属于所有者权益的有（ ）。

中央银行的中间业务包括（ ）。

下列有关会计的说法中，正确的包括（ ）。

我国《反不正当竞争法》规定的违反该法的法律责任包括（ ）。

根据我国《合同法》的规定，合同债务的法定抵销，双方债务应该（ ）。

根据我国《劳动法》的规定，下列适用该法的有（ ）。

关于管理方格理论的说法，正确的有（ ）。

下列关于目标管理的表述正确的有（ ）。

针对竞争者的网络调研，企业可以通过（ ）等方式进行。

关于企业营销环境的描述，正确的有（ ）。

常见汉字编码有（ ）。

多媒体计算机系统必备的基本特性有（ ）。

作为在中国市场处于领先地位的商业银行之一，建设银行为其客户提供全面的商业银行产品与服务，其广泛的客户群体中包括多家大型企业集团及中国经济战略性行业的主导企业。建行主要三个业务领域分别为（ ）。

建设银行电子银行得到了社会各方的广泛好评，多次荣获（ ）等荣誉称号。事实证

明，科技创新是电子银行的生命力所在，也是建设银行电子银行发展的灵魂和制胜法宝。

中国建设银行大力推广“跨行付”应用，通过该应用，商户仅需与建设银行一家合作．即可完成所有银行卡的线上支付受理。这款应用作为建行电子支付的创新和补充．打通了（ ）问的壁垒，打造“跨银行、跨客户、跨渠道”的一站式支付服务，抢滩电子支付市场。

中国建设银行2015年获得奖项荣誉包括（ ）。

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

To "blank out" is probably _____

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

Poor grades are usually the result of _____

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

Test anxiety has been recognized as _____

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

To deal with this problem, students say they want to _____

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

A University of California advisor said ______

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

David Smith refers to himself as be-ring been "a clothes addict" because_____．

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

David Smith wears casual clothes now, because ______

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

According to this passage, which of the following is FALSE? ( )

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

According to this passage, which of the following is TRUE?

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

In this passage, the following advantages of casual office wear are mentioned EXCEPT． ( )

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

Which of the following is the best title for the passage?

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

According to the passage, "dwindle" means______

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

Since many of the older, bigger-tusked animals have already been destroyed, what did the poacher do?

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

Why did the African nations welcome an ivory ban?

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

What's the author's attitude?