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2018年中国银行招聘考试真题精编

卷面总分:249分 答题时间:240分钟 试卷题量:249题 练习次数:126次
单选题 (共224题,共224分)
1.

某培训学校为了加强与用人单位的合作,决定派遣若干工作人员前往用人单位协商。按要求,学校领导做出决定: (1)在 A、B、C、D、E 这 5 人中至少应派出 3 人; (2)在 A、B 两人中至少要派出 1 人; (3)在 B、C 两人中至多能派出 1 人; (4)若要派出 D,则 C、E 两人都要派出。据此,能够推出肯定会派遣( )

  • A. B
  • B. C
  • C. E
  • D. D
标记 纠错
2.

某书店购回甲、乙两种定价相同的书,其中甲种书占 60%,需按定价的 78%付款给批发商,乙种书按定价的 82%付款给批发商,那么,书店按定价销售完这两种书后获利的百分率是( )

  • A. 16%
  • B. 26%
  • C. 36%
  • D. 46%
标记 纠错
3.

某道路两旁需要植树,现有 100 棵树需要种植,由 A 工人植树每棵树耗时 0.6 小时,由 B工人植树每棵树耗时 0.5 小时, 且每人每天只工作 8 小时, 那么两人同时开始植树需要工作 ( )天。

  • A. 2
  • B. 3
  • C. 4
  • D. 5
标记 纠错
4.

《巴塞尔新资本协议》对三大风险加权资产规定了不同的计算方法,对于操作风险,商业银行可以采取() 。

  • A. 基本指标法
  • B. 内部模型法
  • C. 内部评级高级法
  • D. 内部评级初级法
标记 纠错
5.

微观经济学的中心理论是() 。

  • A. 价格理论
  • B. 生产理论
  • C. 市场理论
  • D. 成本理论
标记 纠错
6.

以下商业银行业务属于中间业务的是() 。

  • A. 基金托管业务
  • B. 票据贴现放款
  • C. 金融租赁
  • D. 同业存款
标记 纠错
7.

下列各项中,适合填入空缺处的一项是( )。

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

  • A. 见图A
  • B. 见图B
  • C. 见图C
  • D. 见图D
标记 纠错
8.

下列各句中,没有语病且句意明确的一句是( )。

  • A. 为了自己和家人的安全,最好乘坐正规公司的出租车,下车时一定索要发票,万一若发现物品遗失便于寻找
  • B. 在这港湾交错的千顷平畴中视为方向指标的小庙,凉亭,坟园,石桥,乃至年代久远的大树,都被满天的雪花搅旋得看不清了
  • C. 火车站警察检查旅客身份证的方法其实很简单,把旅客身份证与电脑上公安部门公布的上网脱逃犯信息一对照,就能查出这人是逃犯
  • D. 火有一米多高,当时的风虽然不是很大,但因为到处是荒草和灌木,火势很快向北山方向蔓延
标记 纠错
9.

I’ll never forget that day _________we drove into the heart of the rolling hills

  • A. when
  • B. why
  • C. where
  • D. what
标记 纠错
10.

商业银行保持随时可以适当的价格取得可用资金的能力,以便随时应付客户提存及银行支付的需要的性质属于商业银行经营管理目标中的( )。

  • A. 安全性目标
  • B. 稳健性目标
  • C. 盈利性目标
  • D. 流动性目标
标记 纠错
11.

0.99x9 999+99.99=( )。

  • A. 8 999
  • B. 9 999
  • C. 8 889
  • D. 9 994
标记 纠错
12.

下列各句中,没有语病且句意明确的一句是( )。

  • A. 古老的地名记录了中华民族的历史和变迁,见证了华夏5000 年的文明,可堪称中华传统文化的“活化石”
  • B. 美国政府表示仍然支持强势美元,但这到底只是嘴上说说还是要采取果断措施,经济学家对此的看法是否定的
  • C. 从一开始,某些国企在员工的遴选上就存在着很大的科学性,以致在后来的经管过程中,效率甚微
  • D. 一头浓密及肩的卷发随意地扎成个马尾,身着军绿色的迷彩服暗示着她出自军人家庭
标记 纠错
13.

I do not know how I shall manage this winter. I ________it not for the weather which is rarely fierce, but for the loneliness.

  • A. intimidate
  • B. fear
  • C. terrify
  • D. dread
标记 纠错
14.

已知x 和y 都是整数,且2x+5y=39,那么x 的尾数是( )。

  • A. 5
  • B. 7
  • C. 2
  • D. 2 或7
标记 纠错
15.

银行间以一天为期限互相拆借资金的利率,称为( )。

  • A. 资金拆借利率
  • B. 行间拆借利率
  • C. 隔日拆借利率
  • D. 隔夜拆借利率
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16.

某班共有50 名学生参加数学和英语两科考试,已知数学成绩及格的有40 人,外语成绩及格的有25人,据此可知数学成绩合格而外语成绩不合格者( )

  • A. 至少有10 人
  • B. 至少有15 人
  • C. 有20 人
  • D. 至少有30 人
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17.

依次填入下列各句括号内的词语,与句意最贴切的一组是( )。(1)在撒利亚有一个人,名叫哥尼流,他是个虔诚的人,常常祷告神,多多( )百姓。(2)鼓励价值投资、摒弃垃圾股,本是监管层还原一个健康、可持续发展的资本市场的美好愿景。无奈,有形之手太长,最终恐怕会( )。

  • A. 周济雪上加霜
  • B. 救济事与愿违
  • C. 周济事与愿违
  • D. 救济雪上加霜
标记 纠错
18.

The company would be able to _________workers selectively.

  • A. disorder
  • B. depart
  • C. Dismiss
  • D. demand
标记 纠错
19.

1/3+4/3+7/3+4/3+16/3+28/3+7/3+28/3+49/3=( )。

  • A. 27
  • B. 54
  • C. 48
  • D. 81
标记 纠错
20.

黄金期货交易是符合国际GB/T4134--2003 规定,含金量不低于99.95%的金锭,2008 年,上海交易所规定的每手黄金期货为( )。

  • A. 100 克
  • B. 500 克
  • C. 400 克
  • D. 1 000 克
标记 纠错
21.

某家培训学校为了加强与用人单位的合作,决定派遣若干工作人员前往用人单位协商。按要求,学校领导做出决定:(1)在ABCDE这5人中至少应派出3人;(2)在AB两人中至少要派出1人;(3)在BC两人中至多能派出1人;(4)若要派出D则CE两人都要派出。据此,能够推出肯定会派遣( )

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

  • A. B
  • B. C
  • C. E
  • D. D
标记 纠错
22.

根据以下图形规律,图形的空缺处应填入的是( )。

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

  • A. (6)
  • B. (1)
  • C. (5)
  • D. (3)
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23.

母亲的年龄是儿子年龄的四倍,三年前母子年龄之和是49 岁,则母亲现在的年龄是多少岁?()

  • A. 45
  • B. 45
  • C. 40
  • D. 44
标记 纠错
24.

情境领导指领导的有效行为应随着被领导者的特点和环境的变化而变化,不是一成不变的,领导者要分析情绪要点的不同情况,采取不同的领导行为,才能激励下属,实现有效管理。根据上述定义,下列不属于情境领导的是( )。

  • A. 在某次抢险救灾中,由于队员们对险情充满畏惧,队长带头冲进受灾现场救人
  • B. 按上级要求,由于本市贩毒吸毒成为话题,某公务机关设立缉毒大队
  • C. 某学校为了避免教学质量下降,加大了对优秀学生的奖励制度
  • D. 为建立行业影响力,某企业规定,若员工每年有1 次以上不能完成相应的工作,取消其年度奖金
标记 纠错
25.

I always suspected she __________her successful performance to her friendship with Rice.

  • A. owed
  • B. donated
  • C. contributed
  • D. offered
标记 纠错
26.

某大学有学生10 000 人,现从中挑出一些学生,要确保这些学生中有两个是同一天生日,问至少需要挑出多少学生?( )(一年按365 天计算)。

  • A. 366
  • B. 364
  • C. 365
  • D. 360
标记 纠错
27.

银行与一方进行即期交易的同时与另一方进行远期交易的交易类型,称为( )。

  • A. 分散的掉期交易
  • B. 复杂的掉期交易
  • C. 纯粹的掉期交易
  • D. 多头的掉期交易
标记 纠错
28.

三位男士甲、乙、丙,和三位女士A、B、C,他们是三对夫妻,现在知道,甲的妻子是B 的好友,并且在三个女子中最年长;而C 的年龄比丙的妻子年龄小,请问以下对三对夫妻关系推断正确的是( )。

  • A. 甲-A,乙-B,丙-C
  • B. 甲-B,乙-A.丙-
  • C. 甲-C,乙-B,丙-A
  • D. 甲-A,乙-C,丙-B
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29.

2004×(2.3×47+2.4)除以(2.4×47-2.3)的值为( )

  • A. 2003
  • B. 2004
  • C. 2005
  • D. 2006
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30.

下列各句没有语病的是( )。

  • A. 作为今年贺岁档唯一的大片,该片的首日票房已达累计2 000 万,市场潜力可见一斑
  • B. 对于那些真正高智商的人来说,他们的问题就在于他们总是觉得自己比别人知道的都多
  • C. 快乐不快乐不仅取决于身体健康,更取决于外部世界所带来的心理波动
  • D. 夏秋交替之际,小儿感冒频发,而引起感冒最主要的原因是家长给孩子不恰当增减衣服造成的
标记 纠错
31.

The truth __________Jesus loved me and gave himself for me was an incredible transformation for him.

  • A. that
  • B. as
  • C. which
  • D. where
标记 纠错
32.

54/7 用小数表示后,小数点后第100 位是( )

  • A. 4
  • B. 2
  • C. 1
  • D. 3
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33.

两个国家的母公司相互直接贷款,贷款币种不同但币值相等,贷款到期日相同,各自支付利息,到期各自偿还原借款货币。该操作是( )。

  • A. 货币互换
  • B. 背对背贷款
  • C. 平行贷款
  • D. 长期期汇预约
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34.

下面九宫图中,最适合填入的一项是( )。

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

  • A. 见图A
  • B. 见图B
  • C. 见图C
  • D. 见图D
标记 纠错
35.

冰块在水中显露的部分与水里的部分之比为1:10,如果显露部分体积为9 立方米,那么冰块的体积为( )立方米。

  • A. 90
  • B. 99
  • C. 110
  • D. 200
标记 纠错
36.

一步领先,步步领先。随着人与物之间连接的增加,连接的作用快速地倍增,人们取得的成功将不再是自我限制的,而是自我供给的。简单的解释是:胜利连着胜利。这恰恰是颠覆了传统经济学里“边际收益递减”的概念;而互联网的最大经济学优势之一,就是“边际收益递增”。下列说法最能概括这段文字大意的是( )。

  • A. 互联网经济比传统经济的优势是边际收益递增
  • B. 人们取得成功是通过自我供给实现的
  • C. 人与物之间连接倍增
  • D. 互联网经济是对传统经济的彻底颠覆
标记 纠错
37.

Attention has already been drawn to the fact _________a single harmonization proposal can take decades to come to fruition.

  • A. that
  • B. as
  • C. which
  • D. where
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38.

现有一银行,拿出一定数量的资金A 用于储户取用,同时每天又会有固定的资金存入银行用于储户的提取。假设每位客户每天取钱的数目相同,如果每天有10 位客户,那么这笔钱A 从开始到取完足够支撑20天,如果每天有15 位客户取钱,则可以支撑10 天。请问如果每天有25 位客户取钱,则这笔钱A 可以支撑多少天?( )

  • A. 8
  • B. 4
  • C. 6
  • D. 5
标记 纠错
39.

按照美国金融学专家罗伯特·库恩的划分,以下选项属于投资银行业务中最广义的业务中,最广义的业务是( )。

  • A. 证券承销
  • B. 证券、保险和不动产经营
  • C. 中长期资金融通
  • D. 二级市场交易的金融机构
标记 纠错
40.

30,60,91,123,156,( )

  • A. 180
  • B. 185
  • C. 188
  • D. 190
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41.

现有含盐30%的盐水800 克,要把它变成含盐18%的盐水,应加入含盐10%的盐多少克?( )。

  • A. 1 000 克
  • B. 1 200 克
  • C. 1 500 克
  • D. 1 600 克
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42.

(1)某官方网站开展的“你最关心哪些改革关键词”的网络调查显示,收入分配改革、行政体制改革、民生保障制度改革、医疗卫生改革、户籍制度改革位居首位。

(2)“生活的理想,是为了理想的生活”。

(3)一言以蔽之,民众期盼有更好的教育、更稳定的工作、更满意的收入、更可靠的社会保障、更高水平的医疗卫生服务、更舒适的居住条件、更优美的环境,期盼孩子们能成长的更好、工作的更好、生活的更好。

(4)当然,民众对美好生活的向往,就是改革的方向和落点。

(5)理想的生活没有唯一的尺度,国民对理想生活的追求没有止境,抵达一个标准之后,还有更高层次的追求。

(6)所有这一切,离不了改革的全面深化。将以上6 个句子重新排列,语序正确的是( )。

  • A. (2)(5)(4)(1)(3)(6)
  • B. (2)(5)(1)(4)(6)(3)
  • C. (1)(4)(2)(5)(6)(3)
  • D. (1)(5)(2)(4)(3)(6)
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43.

We would like to ask you to kindly send us the __________information.

  • A. related
  • B. relation
  • C. relating
  • D. relative
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44.

雇主给一名工人5 天的报酬是一根金条,为保证每天都给工人结算工资,那么,雇主至少要切( )次金条。

  • A. 2
  • B. 3
  • C. 4
  • D. 5
标记 纠错
45.

因徒困境指的是两个被捕的囚徒之间的一种特殊博弈,两人共谋犯罪的人被关入监狱,不能互相沟通情况。如果两个人都不揭发对方,则由于证据不确定,每个人都坐牢一年;若一人揭发,而另一人沉默,则揭发者因为立功而立即获释,沉默者因不合作而入狱五年;若互相揭发,则因证据确实,二者都判刑两年。由于囚徒无法信任对方,因此倾向于互相揭发,而不是同守沉默。以下关于囚徒困境的表述,不正确的是( )。

  • A. 在重复的囚徒困境中,每个参与者都有机会去“惩罚”另一个参与者前一回合的不合作行为
  • B. 单次发生的囚徒困境和多次重复的囚徒困境结果是一样的
  • C. 囚徒困境说明为什么甚至在合作对对方都有利时,保持合作也是困难的
  • D. 作为反复接近无限的数量,纳什均衡趋向于帕累托最优
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46.

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

  • A. 见图A
  • B. 见图B
  • C. 见图C
  • D. 见图D
标记 纠错
47.

一个班48 个人参加考试,语文及格的有36 人,数学及格的有38 人,英语及格的有40 人,只有4位同学三科都不及格,至多有多少人三门科目都及格?( )。

  • A. 26 人
  • B. 30 人
  • C. 35 人
  • D. 36 人
标记 纠错
48.

下列各句中,没有语病且句意明确的一句是( )。

  • A. 动画片能否转化为衍生产品,是动画能否产业化的关键,也是事关动画能否迅速发展的基础
  • B. 经过杨老师再三解释,才使他明白老师的一番苦心
  • C. “乔治·华盛顿”号拥有多种尖端武器,安装着可供20 年航行的2 座核反应堆,可使航母最高时速达到55 公里以上
  • D. 推进审计信息化建设,不仅是提高审计履职能力、推动审计事业科学发展的需要,更是适应国家发展电子政务的需要
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49.

I cannot think of anything ________happened that day which I would have wished otherwise.

  • A. which
  • B. who
  • C. that
  • D. what
标记 纠错
50.

100,50,2,25,( )。

  • A. 1
  • B. 3
  • C. 2/25
  • D. 2/5
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51.

以下属于古典贸易理论的是( )。

  • A. 绝对优势理论
  • B. 相互需求理论
  • C. 一般均衡理论
  • D. 对偶理论
标记 纠错
52.

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

  • A. 见图A
  • B. 见图B
  • C. 见图C
  • D. 见图D
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53.

一个三位数,百位的数字比十位的数字大而且都可以被3 整除,十位的数字和个位的数字都可以被2整除而且相加的值比百位大1,则这个三位数是( )。

  • A. 632
  • B. 942
  • C. 964
  • D. 639
标记 纠错
54.

(1)作为方法论原则,它贯通于儒家思想的方方面面。

(2)孔子说:“质胜文则野,文胜质则史,文质彬彬,然后君子”。

(3)在儒家文化里,中庸既是一个重要的方法论原则,同时也是“至德”,即最高的德。

(4)偏胜于质的人会显得朴野,偏胜于文的人会缺乏敦厚,二者的中道才是君子。

(5)譬如,在人格方面,强调文质兼备。

将以上5 个句子重新排列,语序正确的是( )。

  • A. (2)(4)(3)(1)(5)
  • B. (3)(1)(5)(2)(4)
  • C. (2)(4)(5)(3)(1)
  • D. (3)(1)(2)(4)(5)
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55.

__________it rains, I will stay at home and watch a movie with my best friends.

  • A. Would
  • B. Should
  • C. Shall
  • D. Will
标记 纠错
56.

有红、黄、蓝、白四种颜色的小球若干个,每个人可以从中任意选择两个,问至少需要多少个人才能保证至少有4 人选的小球的颜色相同?

  • A. 4
  • B. 27
  • C. 31
  • D. 49
标记 纠错
57.

IS-LM 模型是描述产品市场和货币之间相互联系的理论结构的重要工具,属于( )。

  • A. 一般经济分析
  • B. 产品经济分析
  • C. 微观经济分析
  • D. 宏观经济分析
标记 纠错
58.

根据以下数字规律,空缺处应填入的是( )。

1 ,1, 2, 3, 5, ( ),13

  • A. 7
  • B. 8
  • C. 9
  • D. 10
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59.

箱子里装满了橡皮球,箱球共重12 千克,从箱中取出1/4 的球后,箱球共重9.5 千克,问箱子重量是( )千克?

  • A. 1
  • B. 2
  • C. 0.5
  • D. 0.3
标记 纠错
60.

(1)庭审中,这名基金经理再次翻供,称因受到人身威胁而_____“电话时间”,指使他人购买该公司股票。

(2)针对有一些儿童总是不能管理自己行为的现象,学校设置了专门的生活区域,用于锻炼他们的_____能力。

填入划线部分最恰当的一项是( )。

  • A. 编造自治
  • B. 编造自制
  • C. 臆造自治
  • D. 臆造自制
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61.

The majority of contemporary items will probably not _________in value to any worthwhile degree, at least in real terms.

  • A. rise
  • B. promote
  • C. appreciate
  • D. increase
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62.

0.1-0.11+0.3-0.13+0.5-0.15+…..+0.9-0.19=( )。

  • A. 5.85
  • B. 1.75
  • C. 2.75
  • D. 4.15
标记 纠错
63.

直接标价法是用1 个单位或100 个单位的外国货币作为基准,折算为一定数额的本国货币,采用直接标价法的货币是( )

  • A. 人民币
  • B. 欧元
  • C. 英镑
  • D. 澳元
标记 纠错
64.

根据以下数字规律,空缺处应填入的是( )。

1/3 ,1/2, 3/5 ,( ),5/7 ,3/4

  • A. 3/4
  • B. 2/5
  • C. 2/3
  • D. 1/3
标记 纠错
65.

将以下5 个句子重新排列组合:

(1)当本币贬值时,即使外国商品价格不变,以本国货币表示的外国商品价格将上升,反之则下降,如果人民币对美元贬值,国内大豆价格也会上涨

(2)汇率是本国货币与外国货币交换的比率

(3)国际市场商品价格必然涉及各国货币的交换比率---汇率

(4)期货市场是一个开放性市场,期货价格与国际市场商品价格紧密相连

(5)同样,如果人民币对美元贬值,那么,国内大豆期货价格也会上涨。

最合理的组合方式是( )。

  • A. 5、3、1、2、4
  • B. 4、3、2、1、5
  • C. 1、5、2、4、3
  • D. 2、1、5、4、3
标记 纠错
66.

At that time, Marry and Linda were in a situation __________they had only one choice.

  • A. that
  • B. which
  • C. when
  • D. where
标记 纠错
67.

资产托管业务是指具备一定资格的商业银行作为托管人,依据有关法律法规,与委托人签订委托资产托管合同,安全保管委托投资的资产,履行托管人相关职责的业务。下列不属于银行资产托管范围的是( )。

  • A. 委托资产托管
  • B. 自营买卖基金
  • C. 企业年金托管
  • D. 信托资金托管
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68.

12.1, 4/3, 6/5, 1,10/13, ( )。

  • A. 1/2
  • B. 4/7
  • C. 2/3
  • D. 6/7
标记 纠错
69.

下列各句中,意思明确,没有语病的一句是( )。

  • A. 全世界至少有五万人每天死于由水污染引起的各项疾病
  • B. 那个叫刘能的人不只是我不认识他,就连我奶奶也不认识他
  • C. 能不能正视历史,是日本能成为安理会常任理事国的关键
  • D. 据说,秦始皇每天批阅写在竹简和木片上的文字,有600 公斤重
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70.

But I had reached the stage ________I found it difficult to be motivated for run-of-the-mill games.

  • A. when
  • B. why
  • C. where
  • D. what
标记 纠错
71.

下列关于凭证式国债的描述,错误的是( )。

  • A. 凭证式国债是以填制“国库券收款凭证”的方式发行的国债。
  • B. 凭证式国债是以储蓄为目的的个人投资者理想的投资方式。
  • C. 我国从1994 年开始发行的凭证式国债。
  • D. 从购买之日起计息,可记名、可挂失、能上市流通。
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72.

根据以下数字的规律,空缺处应填入的是( )。

1, 5, 10,19, 35,( )。

  • A. 54
  • B. 48
  • C. 61
  • D. 60
标记 纠错
73.

下列各句中,没有语病且句意明确的一句是( )。

  • A. 在困难户万小福家的堂屋,领导同他亲切地交谈
  • B. 1913 年康有为55 岁那年退出流亡生涯回国,广东政府返还了被清朝政府抄没的康氏家产,并加发官产作为对康有为流亡15 年的赔偿
  • C. 渔民长期从事海上劳动而创造了歌谣,是风帆时代海洋鱼渔文化苑中的一朵奇葩
  • D. 从历史规律看,我们震撼世界的每一次前行,无不得益于攻坚克难,无不成功于化危为机
标记 纠错
74.

Two students are _________for the English competition.

  • A. selected
  • B. picked
  • C. chosen
  • D. elected
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75.

根据贷款五级分类法,下列属于优良贷款的是( )。

  • A. 非可疑类贷款
  • B. 次级类贷款
  • C. 关注类贷款
  • D. 可疑类贷款
标记 纠错
76.

4,9,25,56,143,( )。

  • A. 222
  • B. 248
  • C. 250
  • D. 273
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77.

传统乡村文化对维护乡村社会的和谐与稳定起着重要作用,众多的乡村文化研究学者也在高声呼吁对传统乡村文化的保护,但实际情况是“曲高和寡”,传统乡村文化的衰落之势日趋明显。这段文字主要说明的是( )。

  • A. 传统乡村文化具有重大作用
  • B. 传统乡村文化“曲高和寡”
  • C. 传统乡村文化需要保护
  • D. 传统乡村文化已日渐衰落
标记 纠错
78.

Subsistence incomes force _________poor into improvidence — they’re never able to save, or plan their purchases.

  • A. the
  • B. this
  • C. a
  • D. that
标记 纠错
79.

小王花了20 万元在自己的老房子的旁边盖了一栋二层楼房。从支出的角度来看,小王的这笔费用包含在( )之中。

  • A. 私人消费
  • B. 固定资本形成
  • C. 政府消费
  • D. 存货增加
标记 纠错
80.

小刘、小王、小方三个人中,有一个是眼科医生,一个是口腔科医生,还有一个是皮肤科医生。小方的学历比皮肤科医生高,口腔科医生的学历比小王低,小刘和口腔科医生学历不同。

根据上述情况,可以得出( )。

  • A. 小刘是眼科医生,小王是皮肤科医生,小方是口腔科医生。
  • B. 小刘是眼科医生,小王是口腔科医生,小方是皮肤科医生。
  • C. 小刘是皮肤科医生,小王是眼科医生,小方是口腔科医生。
  • D. 小刘是皮肤科医生,小王是口腔科医生,小方是眼科医生。
标记 纠错
81.

环保用微生物菌剂是由一种或多种微生物组合或混合培养制成的产品,通过它们的生长代谢将污染物降解,以达到净化效果。根据该定义,下列不属于环保用微生物菌剂应用的是( )。

  • A. 光合细菌和芽孢杆菌等,可将恶臭气体硫化氢转化成自身生长所需要的硫元素
  • B. 用微生物菌剂吸附寒流河流中的重金属离子
  • C. 乳酸菌抑制环境中大肠杆菌等的生长,减少氨气等臭味的产生
  • D. 利用微生物制造疫苗
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82.

It rained heavily in Shaanxi in September, 2011, ________serious flooding in several areas.

  • A. caused
  • B. to cause
  • C. causing
  • D. having caused
标记 纠错
83.

下列关于存款的说法正确的是( )。

  • A. 通知存款、协定存款、定活两便、存本取息、零存整取、整存零取六种存款方式各大银行须采用一致的计息方式。
  • B. 定期存款中,整存零取比存本取息的起存金额高。
  • C. 只有活期存款在每季结息日时将利息计入本金作为下季的本金计算复利,其他存款一律不计复利。
  • D. 同一存款客户可以在商业银行开立多个基本存款账户。
标记 纠错
84.

(1)瑶族的师公、道公都有一套瑶经;

(2)历史上,瑶族曾有过自己的文字;

(3)瑶族超度亡灵的经书,内容与汉区道士的道经大致相同,道公解释称经书是从汉人中学来;

(4)瑶经用汉字记载,但也夹杂一些土俗字,这是道经在传播中的变异;

(5)据清乾隆《贵州通志》记载:贵定县瑶族“有书名榜簿,皆圆印篆文,其义不解,珍为秘藏”。

将以上5 个句子重新排列,语序正确的是( )。

  • A. (4)(3)(1)(5)(2)
  • B. (5)(2)(4)(1)(3)
  • C. (2)(5)(1)(4)(3)
  • D. (1)(4)(3)(2)(5)
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85.

The present pace of change, _________is unlikely to slow, requires that business should maintain a close dialogue with education if the latter is to serve it well.

  • A. what
  • B. who
  • C. that
  • D. which
标记 纠错
86.

贷款期限根据借款人的生产经营周期、还款能力和贷款人的资金供给能力由借贷双方共同商议后确定,并在借款合同中载明。其中,票据贴现的贴现期限最长不得超过( ),贴现期限为从贴现之日起到票据到期日止。

  • A. 3 个月
  • B. 1 年
  • C. 6 个月
  • D. 5 年
标记 纠错
87.

截至2012 年6 月底,中国网络视频用户规模已达3.5 亿,占互联网用户的近三分之二,这一比例还将随着互联网用户的增加而进一步提高。同时,现有用户观看网络视频的频率和时长也在快速增加。从以上资料,可以得出这样的结论( )。

  • A. 宽带服务已经在我国普及
  • B. 使用宽带传输视频和音频的市场十分广阔
  • C. 近三分之二的网民选择使用网络而不是电视观看视频
  • D. 伴随用户观看网络视频时长的增加,其观看频率也增加了
标记 纠错
88.

As I keep saying, it’s difficult to _________off the merry-go-round once it’s in motion.

  • A. hop
  • B. bound
  • C. jump
  • D. skip
标记 纠错
89.

随着时间的推移,以后的经济学家又对恩格尔定律作了若干补充,以下的表述中不正确的是( )。

  • A. 随着家庭收入的增加,用于购买食品的支出占家庭收入的比重(即恩格尔系数)会下降。
  • B. 随着家庭收入的增加,用于家庭住宅建设和家务经营的支出占家庭收入的比重大体不变。
  • C. 随着家庭收入的增加,用于服装、交通、娱乐、卫生保健、教育方面的支出和储蓄占家庭收入的比重会上升。
  • D. 随着家庭收入的增加,用于服装、交通、娱乐、卫生保健、教育方面的支出和储蓄占家庭收入的比重持平。
标记 纠错
90.

外部不经济性,是指经济活动主体在生产和消费过程中,给他人带来的损失或额外费用,而他人并未因此得到补偿。下列属于外部不经济性的是( )。

  • A. 某项新技术发明被他人使用,没有得到使用费
  • B. 桃树花开时,行人都可以享受到花香,但并未向种桃树的人交钱
  • C. 上游居民大量种树,自己收获了木材又改善了下游居民的水源质量,却未收取费用
  • D. 农民使用农药过量造成污染,却并没有赔偿受害
标记 纠错
91.

The professor said he planned to continue working in some __________after retirement until as illness forces him out of a job.

  • A. ability
  • B. capability
  • C. capacity
  • D. power
标记 纠错
92.

一般认为,宏观政策的主要目标有四个,以下说法不正确的是( )。

  • A. 物价水平稳定
  • B. 国际收支平衡
  • C. 高速的增长率
  • D. 充分就业
标记 纠错
93.

公开招标:通过报纸、电台、布告等发布招标公告,并采取公开考评答辩的办法,从应聘的投标人中择优确定承包经营者。下列属于公开招标的是( )。

  • A. 某招标单位规定在有资历的投标者中,优先选择有后台的投标者
  • B. 某人是招聘单位上级主管领导的亲戚,未参与公开招标程序便成为中标者
  • C. 某投标人在这次公开招标中具有最佳条件,但因未向招标单位领导送礼而在最后一轮议标环节中落选
  • D. 某招标单位张贴招标公告,后又严格执行招标程序,最后确定中标者
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94.

Once the application has been registered the court __________cannot be refunded.

  • A. fee
  • B. cost
  • C. fare
  • D. price
标记 纠错
95.

以下关于经济周期理论,属于外因论的是( )。

  • A. 消费不足理论
  • B. 投资过度理论
  • C. 心理理论
  • D. 创新理论
标记 纠错
96.

寻租是指在没有从事生产的情况下,为垄断社会资源或维持垄断地位,从而得到垄断利润(亦即经济租)所从事的一种非生产性寻利活动。根据上述定义,下列不属于寻租的是( )。

  • A. 某企业为争取政府的特许经营权而进行攻关
  • B. 美国汽车业游说当局立法阻止进口日本汽车
  • C. 某市场向政府举报路边违章摊位以招揽租户
  • D. 三星垄断了全球相当一部分关键零部件的制造
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97.

If society has the right to pass judgment, has it also the right to use the weapon of the law to __________it?

  • A. enforce
  • B. practice
  • C. materialize
  • D. exercise
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98.

在其他条件不变的情况下,需求变动分别引起均衡价格和均衡数量的同方向变动,供给变动引起均衡价格的反方向变动,引起均衡数量的同方向的变动。这个定理是( )。

  • A. 供应定理
  • B. 供给定理
  • C. 供求定理
  • D. 需求定理
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99.

A __________of the subject’s structure and its relationship to other subjects should be acquired before the literature is approached.

  • A. grasp
  • B. grab
  • C. grip
  • D. snatch
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100.

乘数效应的类型有三种,其中不包括( )。

  • A. 消费乘数效应
  • B. 税收乘数效心
  • C. 预算平衡乘数效应
  • D. 投资或公共支出乘数效应
标记 纠错
101.

The car crossed the road suddenly and his Dad, driving a big truck, had to ________avoid it.

  • A. break
  • B. branch
  • C. brake
  • D. bend
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102.

The steam machine________ industry _____ dependence on running water for the only way to transport big amount of goods.

  • A. free; by
  • B. helped; with
  • C. departed; to
  • D. liberated; from
标记 纠错
103.

我国对货币层次M0 的定义是( )。

  • A. 流通中的现金
  • B. 银行活期存款
  • C. 银行定期存款
  • D. 证券公司客户保证金
标记 纠错
104.

Once _________Seine is crossed, Paris lies open to the invader.

  • A. this
  • B. the
  • C. a
  • D. that
标记 纠错
105.

凯恩斯的“最大笨蛋理论”所揭示的是( )。

  • A. 投机行为背后的规律。
  • B. 赌博行为背后的规律。
  • C. 投机行为背后的动机。
  • D. 赌博行为背后的动机。
标记 纠错
106.

He was still extremely _________of his position as an outsider in Paris.

  • A. conscientious
  • B. conscious
  • C. concise
  • D. considerate
标记 纠错
107.

国民收入核算中的五个总量中,PI 的意思是( )。

  • A. 国民生产净值
  • B. 个人可支配收入
  • C. 国民收入
  • D. 个人收入
标记 纠错
108.

Some of the villages rarely see tourists and the most _______visitors are treated like VIPs.

  • A. humiliated
  • B. disdainful
  • C. disgraceful
  • D. humble
标记 纠错
109.

关于交叉弹性系数的表述错误的是( )。

  • A. 交叉弹性系数大于0,它表明两种商品之间呈替代关系
  • B. 交叉弹性系数等于0,它表明两种商品之间呈不相关关系
  • C. 交叉弹性系数小于0,它表明两种商品之间呈互补关系
  • D. 交叉弹性系数趋于∞,它表明两种商品之间呈等同关系
标记 纠错
110.

The revolution of machinery could __________without a new source of both movable and constant power in the new century.

  • A. be born
  • B. not have been born
  • C. have been born
  • D. have born
标记 纠错
111.

有关注册商标的类型,包括商品商标等四类,以下不正确的是( )。

  • A. 团体商标
  • B. 集体商标
  • C. 服务商标
  • D. 证明商标
标记 纠错
112.

Place them so that air can freely _________around the back.

  • A. circulate
  • B. diffuse
  • C. distribute
  • D. disperse
标记 纠错
113.

行政立法体制是指一个国家的行政立法主体的设置及其立法权限的划分,是一个国家整个立法体系的一部分,其中制定行政法规属于( )。

  • A. 国务院各部、委立法
  • B. 国务院直属机构立法
  • C. 地方行政机关立法
  • D. 国务院立法。
标记 纠错
114.

I am very surprised to _________the odd skull in this formidable locker.

  • A. have come across
  • B. coming across
  • C. come across
  • D. came across
标记 纠错
115.

以下说法错误的是( )。

  • A. 法人是指特定的社会组织
  • B. 法人可以由厂长、经理、董事长担任
  • C. 法人的实质,是一定社会组织在法律上的人格化
  • D. 代表法人行使职权的负责人,是法人的法定代表人
标记 纠错
116.

He apologized for having failed to assess the extent of corruption and _______of power.

  • A. abuse
  • B. damage
  • C. mistreat
  • D. injure
标记 纠错
117.

在“杀鸡儆猴”中,对猴的作用属于( )。

  • A. 正强化
  • B. 负强化
  • C. 惩罚
  • D. 忽视
标记 纠错
118.

”Now you _________foolish, Lady Anne,” complained Joan in the slightly joking way.

  • A. are
  • B. were being
  • C. are being
  • D. being
标记 纠错
119.

对员工按年终业绩评价,属于( )。

  • A. 前馈性评定
  • B. 形成性评定
  • C. 过程性评定
  • D. 总结性评定
标记 纠错
120.

It’s a time-honored tradition, and ‘She’s A Woman’ has always been one of my _______songs.

  • A. feverish
  • B. favorite
  • C. favorable
  • D. feasible
标记 纠错
121.

美国心理学家约翰·斯塔希·亚当斯(John Stacey Adams)认为员工的激励程度来源于对自己和参照对象的报酬和投入的比例的主观比较感觉,该理论称为( )。

  • A. 公平理论
  • B. 动机理论
  • C. 强化理论
  • D. 归因理论
标记 纠错
122.

The bank services _________the expansion of trade both inside and out of a nation.

  • A. contribute to
  • B. attribute with
  • C. devote with
  • D. contribute
标记 纠错
123.

学习型组织有五项要素,其中透过资讯收集,掌握事件的全貌,培养纵观全局的思考能力,看清楚问题的本质,有助于清楚了解因果关系的要素称为( )。

  • A. 团队学习
  • B. 自我超越
  • C. 系统思考
  • D. 改变心智模式
标记 纠错
124.

_____ in the late 1800’s, many of the coastline’s lighthouses remain standing today, having withstood the forces of nature for decades.

  • A. built
  • B. building
  • C. been built
  • D. having built
标记 纠错
125.

在项目财务评估中,以下评估错误的是( )。

  • A. 抗风险能力确定性评估
  • B. 项目基础财务数据评估
  • C. 项目投资估算与资金筹措评估
  • D. 项目盈利能力和清偿能力评估
标记 纠错
126.

The results of the study _____ the hypothesis that had been proposed by researchers at the National Medical Institute.

  • A. confirmed
  • B. submitted
  • C. certified
  • D. depended
标记 纠错
127.

银行对客户的管理策略中,以下做法不正确的是( )。

  • A. 通过沟通和感情交流,集中优势资源服务于“关键客户”
  • B. 对“劣质客户”要通过感情交流努力培养其成为“关键客户”
  • C. 对有升级潜力的“普通客户”,要努力培养其成为“关键客户”
  • D. 对没有升级潜力的“小客户”,可提高服务价格、降低服务成本
标记 纠错
128.

Dr. Johnson is offering a three-hour workshop during _____she will share some perspective on effective time management.

  • A. whose
  • B. while
  • C. whatever
  • D. which
标记 纠错
129.

以下关于银行理财产品要素所包含的信息中,一般不包括( )。

  • A. 产品开发主体信息
  • B. 产品目标客户信息
  • C. 产品环境信息
  • D. 产品特征信息
标记 纠错
130.

Performing a series of trial runs before launching large-scale production of any new product is common _____at Juvo, Inc.

  • A. usage
  • B. ground
  • C. practice
  • D. manner
标记 纠错
131.

借款人无法足额偿还贷款本息,即使执行担保,也肯定要造成较大损失的情况,在债项评级中属于( )。

  • A. 风险
  • B. 损失
  • C. 可疑
  • D. 次级
标记 纠错
132.

Yesterday the officers voted _____to offer large bonuses to high-performing employees.

  • A. commonly
  • B. increasingly
  • C. critically
  • D. unanimously
标记 纠错
133.

The minimum term of your contract with us will be _____a period of two years, with the option to renew.

  • A. for
  • B. of
  • C. past
  • D. when
标记 纠错
134.

在各种个人贷款产品中,个人经营类贷款有( )。

  • A. 生产贷款和租赁住房贷款
  • B. 经营贷款和个人助学贷款
  • C. 租赁贷款和个人医疗贷款
  • D. 专项贷款和流动资金贷款
标记 纠错
135.

Antique cars are seen very _____ these days because they are extremely expensive to maintain.

  • A. hardly
  • B. uneasily
  • C. weakly
  • D. infrequently
标记 纠错
136.

Children who are two years old and younger are _____free of charge to most concerts and films.

  • A. admit
  • B. admits
  • C. admitted
  • D. admitting
标记 纠错
137.

预示未来经济格局动向的统计指标是( )。

  • A. 经济效益评价指标
  • B. 经济增长衡量指标
  • C. 描述型指标
  • D. 监控型指标
标记 纠错
138.

After discussing the terms of the new health-benefits contract, _____management and employees were satisfied.

  • A. both
  • B. also
  • C. either
  • D. too
标记 纠错
139.

在计量经济学中,常用的样本数据有虚变量数据,也称为( )。

  • A. 二进制数据
  • B. 四进制数据
  • C. 八进制数据
  • D. 十六进制数据
标记 纠错
140.

Although we have _____ not to offer you a position at this time, we will keep your resumeon file for our future openings.

  • A. decided
  • B. deciding
  • C. decision
  • D. decidedly
标记 纠错
141.

在反映社会经济现象总规模水平和工作总量的统计指标中,工业总产值属于( )。

  • A. 质量指标,用相对数表示
  • B. 数量指标,用绝对数表示
  • C. 质量指标,用绝对数表示
  • D. 数量指标,用相对数表示
标记 纠错
142.

The teachers’ association has announced that the food and drinks _____ supplied at the annual conference will not be provided this year.

  • A. usually
  • B. hugely
  • C. evenly
  • D. strictly
标记 纠错
143.

核心资本又叫产权资本,它是银行资本的构成部分,一般认为至少要占资本总额的( )。

  • A. 30%
  • B. 40%
  • C. 50%
  • D. 60%
标记 纠错
144.

All passengers should present their _____ documents at the check-in counter.

  • A. boarded
  • B. boarding
  • C. to board
  • D. boards
标记 纠错
145.

直接标价法是用1 个单位或者100 个单位的外国货币作为基准,折算为一定数额的本国货币,采用直接标价法的货币是( )。

  • A. 人民币
  • B. 欧元
  • C. 英镑
  • D. 澳元
标记 纠错
146.

All materials _____ for the upcoming seminar need to be copied at least two days in advance.

  • A. called
  • B. required
  • C. questioned
  • D. invited
标记 纠错
147.

下列不属于市场风险的是( )。

  • A. 利率风险
  • B. 汇率风险
  • C. 价格风险
  • D. 国家风险
标记 纠错
148.

After the switch malfunction, electrical service on the main building was _____ restored at 8 PM.

  • A. finally
  • B. constantly
  • C. consecutively
  • D. usually
标记 纠错
149.

2014 年8 月,英国资产市场迎来了历史最大的抛售潮,一共有270 亿美元的资金流出英国。而造成这一结果的主要原因是( )即将进行独立公投。

  • A. 苏格兰
  • B. 爱尔兰
  • C. 北爱尔兰
  • D. 威尔士
标记 纠错
150.

Travelling by train to Tokyo takes approximately one hour less _____ travelling by car.

  • A. for
  • B. with
  • C. as
  • D. than
标记 纠错
151.

国家统计局数据显示,2014 年4 月份70 个大中城市住宅销售价格环比下降的城市继续增加,且首次出现( )价格回调。与2013 年同期相比,70 个大中城市新建商品住宅和二手住宅价格同比综合平均涨幅4 月份比3 月份分别回落1.

3 和0.3 个百分点,延续了涨幅收窄的趋势。

  • A. 连续性
  • B. 阶段性
  • C. 区域性
  • D. 全局性
标记 纠错
152.

Because Hong Kong is home to people from all over the world, a _____ of fashion styles can be seen in the city on any given day.

  • A. variety
  • B. kind
  • C. separateness
  • D. distance
标记 纠错
153.

中国银行的战略目标是( )。

  • A. 成为在民族复兴中担当重任的银行
  • B. 担当社会责任,做最好的银行
  • C. 保持持续发展,成为引领生活方式的银行
  • D. 具有崇高价值,做全球最优秀的银行
标记 纠错
154.

Midtown hospital compares _____ with other hospitals and provides services at lower rates.

  • A. favor
  • B. favored
  • C. favorable
  • D. favorably
标记 纠错
155.

2015 年10 月20 日,中图银行在( )举办中国银行银联双币借记卡发卡仪式,该卡是当地市场首张适应本地特色提供现金返还功能的双币借记卡。

  • A. 蒙古国
  • B. 马来西亚
  • C. 新加坡
  • D. 葡萄牙
标记 纠错
156.

2015 年9 月30 日,中国人民银行发布公告,中国银行获准担任( )人民币清算行,这是继港澳台、法兰克福、巴黎、悉尼、吉隆坡、匈牙利、南非之后,中国银行再度获任海外人民币清算行,清算行数量继续保持同业第一。

  • A. 新加坡
  • B. 澳大利亚
  • C. 赞比亚
  • D. 新西兰
标记 纠错
157.

1985 年3 月,( )成立了我国境内第一家信用卡经营公司,并发行了中国境内第一张信用卡——“中银卡”。此卡当时仅限在反行地使用,发行量较少。

  • A. 中国银行上海市分行
  • B. 中国银行南京市分行
  • C. 中国银行厦门市分行
  • D. 中国银行珠海市分行
标记 纠错
158.

新中国成立后,中国银行设立的第一个海外分行是( )。

  • A. 卢森堡分行
  • B. 纽约分行
  • C. 巴黎分行
  • D. 悉尼分行
标记 纠错
159.

( ),中国银行股份有限公司H 股在香港联合交易所挂牌上市,募集资金超过754 亿港元,成为当时中国公司中最大的股票发行项目,是除日本以外亚洲最大的股票发行项目,是全球金融业最大的股票发行项目,是全球有史以来第四大首次公开发行项目。中国银行挂牌首日成交200 多亿港元,打破历来新股首日挂牌最大成交额纪录。

  • A. 2005 年5 月1 日
  • B. 2006 年6 月1 日
  • C. 2008 年8 月1 日
  • D. 2009 年9 月1 日
标记 纠错
160.

{图}

2011 年7 月产量低于上半年月均产量的是( )。

  • A.
  • B. 钢铁
  • C. 水泥
  • D. 乙烯
标记 纠错
161.

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

2011 年7 月轿车产量占汽车产量的比重与上半年同期相比( )。

  • A. 上升了约7 个百分点
  • B. 下降了约7 个百分点
  • C. 上升了约14 个百分点
  • D. 下降了约14 个百分点
标记 纠错
162.

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

2010 年3—12 月中,汽车单月产量超过150 万辆的月份有( )个。

  • A. 4
  • B. 5
  • C. 6
  • D. 7
标记 纠错
163.

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

下列选项中,汽车产量同比增速最低的是( )。

  • A. 2010 年4 月
  • B. 2010 年5 月
  • C. 2011 年4 月
  • D. 2011 年5 月
标记 纠错
164.

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

以下说法与资料相符的是( )。

  • A. 表中产品2011 年7 月产量同比增速均慢于上半年
  • B. 2011 年7 月,十种有色金属同比上年同期增产9.8 万吨
  • C. 2010 年11 月,汽车日均产量超过4 万辆
  • D. 2010 年汽车产量最低的季度是一季度
标记 纠错
165.

噪声,从物理性质上看,是由声源作无规则的非周期性振动而产生的,听起来有嘈杂、刺耳的感觉。从环境保护的角度看,人们把一切对生活和工作有妨碍的声音都算作噪声。噪声的危害性是多方面的。首先,噪声会影响身体健康,产生头痛、脑胀、耳鸣、眼花等症状,引起心律不齐、高血压、冠心病、消化不良、胃溃疡等疾病,严重时还会导致鼓膜破裂、双耳变聋、脑震荡、休克和死亡。其次,噪声对正常生活和工作产生干扰,噪声使人心烦意乱、注意力不集中,妨碍休息和睡眠。第三,特强噪声会损坏仪器设备和建筑结构,带来灾难性的破坏。例如,火箭和宇宙飞船的机械结构,在特强噪声作用下,会产生“声疲劳”,使材料或结构产生疲劳断裂;当超音速飞机在低空掠过时,引起的“隆隆声”相当于炸弹爆炸,会使门窗损坏、墙面开裂、屋顶掀翻、烟囱倒塌。据统计,在机械制造业中,近80%的事故和设备损伤与噪声、共振有关。

噪声可通过空气振动和固体振动两种途径传播,而对付噪声,则有吸收和反射两种方法。对于空气中传播的噪声,可采用隔声和吸声材料加以隔离;对于固体振动引起的噪声,则采用防振和减振材料加以消除。

首先,我们将金属材料和高分子材料(加塑料、橡胶等)进行比较。金属材料的强度高,适合于作为工程结构和机械零件的材料,但它的振动衰减性差,容易产生振动和噪声。若要振动衰减性好,可以采用塑料,但塑料无法用在强度要求高的场合。所以,人们为了兼顾高强度和振动衰减性好这两方面的要求,开始研制防振合金。这种防振合金可利用金属本身所具有的高减振性能,来达到减振、消声的目的。目前生产中应用的防振合金有数十种,例如有减振和强度兼优的锰铜合金、镍钛合金,有常作为机床床身、机器底座的灰口铸铁,有用于制造立体声放大器底板的铝锌合金,也有作为蒸汽涡轮机叶片材料的铬钢,更有用作火箭、卫星上精密仪器防振台架的镁锆合金等。

锰铜合金是一种目前被认为性能较好的防振合金。据说,当初有一块含锰量为80%的合金掉在地上,并未发出多大的声音,因而引起人们的兴趣。从此,美国矿山局开始研究它,英国有关方面也研究它。结果,英国研制成功了含54.25%锰、37%铜、3%铁、1.5%镍的合金,这种合金被称为“索诺斯同”(Sonoston);美国研制成功了含40%锰、58%铜、2%铝的合金,该合金被称为“因克拉谬特”(Incramute);而上海交通大学则研制成功了我国自己的锰钢合金。

锰铜合金之所以具有优异的减振性,是因为它的结晶构造进行了重新排列,依靠容易移动的晶体界面及在运动过程中产生的能量损耗,对振动起到阻尼作用,从而能有效地吸收噪声。生产中常用振动波传递过程中振幅的衰减程度来计算材料的减振系数。减振系数愈大,则材料的减振性愈好。据测定,锰铜合金的减振系数为40%,低碳钢的减振系数仅为4%。

锰铜合金是名副其实的金属中的“哑巴”。用锤敲打锰铜合金,如同敲打橡胶那样沉闷,即使使劲把它摔在水泥地上,也只发出轻微的“噗噗”声。用锰铜合金制造潜水艇的螺旋桨,无论转速多高,都不会发出声响,从而不易暴露目标,增加了潜水艇活动的隐蔽性。用锰钢合金镶嵌在燃气轮机或凿岩机钻杆的轴承套上,机器开动时,它“不动声色”,可降低噪声几十分贝,为延长机器寿命和改善劳动条件“默默无闻”地作出了贡献。圆盘锯、链式输送机、高速纸带穿孔机等许多机器,都是锰铜合金大显身手的用武之地。它还可以制成防音车轮,悄悄来,悄悄去,整日“哑口无言”,为降低城市噪声,维护宁静的生活环境立下了汗马功劳。

根据本材料的相关内容,在下列选项中,噪声造成的危害不包括( )。

  • A. 使材料产生疲劳断裂
  • B. 造成设备损伤和生产事故
  • C. 妨碍人休息和睡眠
  • D. 干扰信号传输
标记 纠错
166.

噪声,从物理性质上看,是由声源作无规则的非周期性振动而产生的,听起来有嘈杂、刺耳的感觉。从环境保护的角度看,人们把一切对生活和工作有妨碍的声音都算作噪声。噪声的危害性是多方面的。首先,噪声会影响身体健康,产生头痛、脑胀、耳鸣、眼花等症状,引起心律不齐、高血压、冠心病、消化不良、胃溃疡等疾病,严重时还会导致鼓膜破裂、双耳变聋、脑震荡、休克和死亡。其次,噪声对正常生活和工作产生干扰,噪声使人心烦意乱、注意力不集中,妨碍休息和睡眠。第三,特强噪声会损坏仪器设备和建筑结构,带来灾难性的破坏。例如,火箭和宇宙飞船的机械结构,在特强噪声作用下,会产生“声疲劳”,使材料或结构产生疲劳断裂;当超音速飞机在低空掠过时,引起的“隆隆声”相当于炸弹爆炸,会使门窗损坏、墙面开裂、屋顶掀翻、烟囱倒塌。据统计,在机械制造业中,近80%的事故和设备损伤与噪声、共振有关。

噪声可通过空气振动和固体振动两种途径传播,而对付噪声,则有吸收和反射两种方法。对于空气中传播的噪声,可采用隔声和吸声材料加以隔离;对于固体振动引起的噪声,则采用防振和减振材料加以消除。

首先,我们将金属材料和高分子材料(加塑料、橡胶等)进行比较。金属材料的强度高,适合于作为工程结构和机械零件的材料,但它的振动衰减性差,容易产生振动和噪声。若要振动衰减性好,可以采用塑料,但塑料无法用在强度要求高的场合。所以,人们为了兼顾高强度和振动衰减性好这两方面的要求,开始研制防振合金。这种防振合金可利用金属本身所具有的高减振性能,来达到减振、消声的目的。目前生产中应用的防振合金有数十种,例如有减振和强度兼优的锰铜合金、镍钛合金,有常作为机床床身、机器底座的灰口铸铁,有用于制造立体声放大器底板的铝锌合金,也有作为蒸汽涡轮机叶片材料的铬钢,更有用作火箭、卫星上精密仪器防振台架的镁锆合金等。

锰铜合金是一种目前被认为性能较好的防振合金。据说,当初有一块含锰量为80%的合金掉在地上,并未发出多大的声音,因而引起人们的兴趣。从此,美国矿山局开始研究它,英国有关方面也研究它。结果,英国研制成功了含54.25%锰、37%铜、3%铁、1.5%镍的合金,这种合金被称为“索诺斯同”(Sonoston);美国研制成功了含40%锰、58%铜、2%铝的合金,该合金被称为“因克拉谬特”(Incramute);而上海交通大学则研制成功了我国自己的锰钢合金。

锰铜合金之所以具有优异的减振性,是因为它的结晶构造进行了重新排列,依靠容易移动的晶体界面及在运动过程中产生的能量损耗,对振动起到阻尼作用,从而能有效地吸收噪声。生产中常用振动波传递过程中振幅的衰减程度来计算材料的减振系数。减振系数愈大,则材料的减振性愈好。据测定,锰铜合金的减振系数为40%,低碳钢的减振系数仅为4%。

锰铜合金是名副其实的金属中的“哑巴”。用锤敲打锰铜合金,如同敲打橡胶那样沉闷,即使使劲把它摔在水泥地上,也只发出轻微的“噗噗”声。用锰铜合金制造潜水艇的螺旋桨,无论转速多高,都不会发出声响,从而不易暴露目标,增加了潜水艇活动的隐蔽性。用锰钢合金镶嵌在燃气轮机或凿岩机钻杆的轴承套上,机器开动时,它“不动声色”,可降低噪声几十分贝,为延长机器寿命和改善劳动条件“默默无闻”地作出了贡献。圆盘锯、链式输送机、高速纸带穿孔机等许多机器,都是锰铜合金大显身手的用武之地。它还可以制成防音车轮,悄悄来,悄悄去,整日“哑口无言”,为降低城市噪声,维护宁静的生活环境立下了汗马功劳。

“索诺斯同”“因克拉谬特”等合金中均不包含的金属元素是( )。

  • A.
  • B.
  • C.
  • D.
标记 纠错
167.

噪声,从物理性质上看,是由声源作无规则的非周期性振动而产生的,听起来有嘈杂、刺耳的感觉。从环境保护的角度看,人们把一切对生活和工作有妨碍的声音都算作噪声。噪声的危害性是多方面的。首先,噪声会影响身体健康,产生头痛、脑胀、耳鸣、眼花等症状,引起心律不齐、高血压、冠心病、消化不良、胃溃疡等疾病,严重时还会导致鼓膜破裂、双耳变聋、脑震荡、休克和死亡。其次,噪声对正常生活和工作产生干扰,噪声使人心烦意乱、注意力不集中,妨碍休息和睡眠。第三,特强噪声会损坏仪器设备和建筑结构,带来灾难性的破坏。例如,火箭和宇宙飞船的机械结构,在特强噪声作用下,会产生“声疲劳”,使材料或结构产生疲劳断裂;当超音速飞机在低空掠过时,引起的“隆隆声”相当于炸弹爆炸,会使门窗损坏、墙面开裂、屋顶掀翻、烟囱倒塌。据统计,在机械制造业中,近80%的事故和设备损伤与噪声、共振有关。

噪声可通过空气振动和固体振动两种途径传播,而对付噪声,则有吸收和反射两种方法。对于空气中传播的噪声,可采用隔声和吸声材料加以隔离;对于固体振动引起的噪声,则采用防振和减振材料加以消除。

首先,我们将金属材料和高分子材料(加塑料、橡胶等)进行比较。金属材料的强度高,适合于作为工程结构和机械零件的材料,但它的振动衰减性差,容易产生振动和噪声。若要振动衰减性好,可以采用塑料,但塑料无法用在强度要求高的场合。所以,人们为了兼顾高强度和振动衰减性好这两方面的要求,开始研制防振合金。这种防振合金可利用金属本身所具有的高减振性能,来达到减振、消声的目的。目前生产中应用的防振合金有数十种,例如有减振和强度兼优的锰铜合金、镍钛合金,有常作为机床床身、机器底座的灰口铸铁,有用于制造立体声放大器底板的铝锌合金,也有作为蒸汽涡轮机叶片材料的铬钢,更有用作火箭、卫星上精密仪器防振台架的镁锆合金等。

锰铜合金是一种目前被认为性能较好的防振合金。据说,当初有一块含锰量为80%的合金掉在地上,并未发出多大的声音,因而引起人们的兴趣。从此,美国矿山局开始研究它,英国有关方面也研究它。结果,英国研制成功了含54.25%锰、37%铜、3%铁、1.5%镍的合金,这种合金被称为“索诺斯同”(Sonoston);美国研制成功了含40%锰、58%铜、2%铝的合金,该合金被称为“因克拉谬特”(Incramute);而上海交通大学则研制成功了我国自己的锰钢合金。

锰铜合金之所以具有优异的减振性,是因为它的结晶构造进行了重新排列,依靠容易移动的晶体界面及在运动过程中产生的能量损耗,对振动起到阻尼作用,从而能有效地吸收噪声。生产中常用振动波传递过程中振幅的衰减程度来计算材料的减振系数。减振系数愈大,则材料的减振性愈好。据测定,锰铜合金的减振系数为40%,低碳钢的减振系数仅为4%。

锰铜合金是名副其实的金属中的“哑巴”。用锤敲打锰铜合金,如同敲打橡胶那样沉闷,即使使劲把它摔在水泥地上,也只发出轻微的“噗噗”声。用锰铜合金制造潜水艇的螺旋桨,无论转速多高,都不会发出声响,从而不易暴露目标,增加了潜水艇活动的隐蔽性。用锰钢合金镶嵌在燃气轮机或凿岩机钻杆的轴承套上,机器开动时,它“不动声色”,可降低噪声几十分贝,为延长机器寿命和改善劳动条件“默默无闻”地作出了贡献。圆盘锯、链式输送机、高速纸带穿孔机等许多机器,都是锰铜合金大显身手的用武之地。它还可以制成防音车轮,悄悄来,悄悄去,整日“哑口无言”,为降低城市噪声,维护宁静的生活环境立下了汗马功劳。

下列关于噪声的相关理解中,正确的是( )。

  • A. 噪声是声源作无规则周期性振动产生的
  • B. 消除噪声要求材料有较好的振动衰减性
  • C. 噪声只能以气态介质传播
  • D. 高强度材料能够减少噪声产生
标记 纠错
168.

噪声,从物理性质上看,是由声源作无规则的非周期性振动而产生的,听起来有嘈杂、刺耳的感觉。从环境保护的角度看,人们把一切对生活和工作有妨碍的声音都算作噪声。噪声的危害性是多方面的。首先,噪声会影响身体健康,产生头痛、脑胀、耳鸣、眼花等症状,引起心律不齐、高血压、冠心病、消化不良、胃溃疡等疾病,严重时还会导致鼓膜破裂、双耳变聋、脑震荡、休克和死亡。其次,噪声对正常生活和工作产生干扰,噪声使人心烦意乱、注意力不集中,妨碍休息和睡眠。第三,特强噪声会损坏仪器设备和建筑结构,带来灾难性的破坏。例如,火箭和宇宙飞船的机械结构,在特强噪声作用下,会产生“声疲劳”,使材料或结构产生疲劳断裂;当超音速飞机在低空掠过时,引起的“隆隆声”相当于炸弹爆炸,会使门窗损坏、墙面开裂、屋顶掀翻、烟囱倒塌。据统计,在机械制造业中,近80%的事故和设备损伤与噪声、共振有关。

噪声可通过空气振动和固体振动两种途径传播,而对付噪声,则有吸收和反射两种方法。对于空气中传播的噪声,可采用隔声和吸声材料加以隔离;对于固体振动引起的噪声,则采用防振和减振材料加以消除。

首先,我们将金属材料和高分子材料(加塑料、橡胶等)进行比较。金属材料的强度高,适合于作为工程结构和机械零件的材料,但它的振动衰减性差,容易产生振动和噪声。若要振动衰减性好,可以采用塑料,但塑料无法用在强度要求高的场合。所以,人们为了兼顾高强度和振动衰减性好这两方面的要求,开始研制防振合金。这种防振合金可利用金属本身所具有的高减振性能,来达到减振、消声的目的。目前生产中应用的防振合金有数十种,例如有减振和强度兼优的锰铜合金、镍钛合金,有常作为机床床身、机器底座的灰口铸铁,有用于制造立体声放大器底板的铝锌合金,也有作为蒸汽涡轮机叶片材料的铬钢,更有用作火箭、卫星上精密仪器防振台架的镁锆合金等。

锰铜合金是一种目前被认为性能较好的防振合金。据说,当初有一块含锰量为80%的合金掉在地上,并未发出多大的声音,因而引起人们的兴趣。从此,美国矿山局开始研究它,英国有关方面也研究它。结果,英国研制成功了含54.25%锰、37%铜、3%铁、1.5%镍的合金,这种合金被称为“索诺斯同”(Sonoston);美国研制成功了含40%锰、58%铜、2%铝的合金,该合金被称为“因克拉谬特”(Incramute);而上海交通大学则研制成功了我国自己的锰钢合金。

锰铜合金之所以具有优异的减振性,是因为它的结晶构造进行了重新排列,依靠容易移动的晶体界面及在运动过程中产生的能量损耗,对振动起到阻尼作用,从而能有效地吸收噪声。生产中常用振动波传递过程中振幅的衰减程度来计算材料的减振系数。减振系数愈大,则材料的减振性愈好。据测定,锰铜合金的减振系数为40%,低碳钢的减振系数仅为4%。

锰铜合金是名副其实的金属中的“哑巴”。用锤敲打锰铜合金,如同敲打橡胶那样沉闷,即使使劲把它摔在水泥地上,也只发出轻微的“噗噗”声。用锰铜合金制造潜水艇的螺旋桨,无论转速多高,都不会发出声响,从而不易暴露目标,增加了潜水艇活动的隐蔽性。用锰钢合金镶嵌在燃气轮机或凿岩机钻杆的轴承套上,机器开动时,它“不动声色”,可降低噪声几十分贝,为延长机器寿命和改善劳动条件“默默无闻”地作出了贡献。圆盘锯、链式输送机、高速纸带穿孔机等许多机器,都是锰铜合金大显身手的用武之地。它还可以制成防音车轮,悄悄来,悄悄去,整日“哑口无言”,为降低城市噪声,维护宁静的生活环境立下了汗马功劳。

下列关于锰铜合金减振性的说法中,正确的是( )。

  • A. 锰铜合金依靠减少晶体运动过程的能量损耗吸收噪声
  • B. 锰铜合金摔在地上不会发出多大的声音
  • C. 锰铜合金的减振系数相当于低碳钢的10 倍
  • D. 锰铜合金是锰、铜两种金属复合形成的
标记 纠错
169.

噪声,从物理性质上看,是由声源作无规则的非周期性振动而产生的,听起来有嘈杂、刺耳的感觉。从环境保护的角度看,人们把一切对生活和工作有妨碍的声音都算作噪声。噪声的危害性是多方面的。首先,噪声会影响身体健康,产生头痛、脑胀、耳鸣、眼花等症状,引起心律不齐、高血压、冠心病、消化不良、胃溃疡等疾病,严重时还会导致鼓膜破裂、双耳变聋、脑震荡、休克和死亡。其次,噪声对正常生活和工作产生干扰,噪声使人心烦意乱、注意力不集中,妨碍休息和睡眠。第三,特强噪声会损坏仪器设备和建筑结构,带来灾难性的破坏。例如,火箭和宇宙飞船的机械结构,在特强噪声作用下,会产生“声疲劳”,使材料或结构产生疲劳断裂;当超音速飞机在低空掠过时,引起的“隆隆声”相当于炸弹爆炸,会使门窗损坏、墙面开裂、屋顶掀翻、烟囱倒塌。据统计,在机械制造业中,近80%的事故和设备损伤与噪声、共振有关。

噪声可通过空气振动和固体振动两种途径传播,而对付噪声,则有吸收和反射两种方法。对于空气中传播的噪声,可采用隔声和吸声材料加以隔离;对于固体振动引起的噪声,则采用防振和减振材料加以消除。

首先,我们将金属材料和高分子材料(加塑料、橡胶等)进行比较。金属材料的强度高,适合于作为工程结构和机械零件的材料,但它的振动衰减性差,容易产生振动和噪声。若要振动衰减性好,可以采用塑料,但塑料无法用在强度要求高的场合。所以,人们为了兼顾高强度和振动衰减性好这两方面的要求,开始研制防振合金。这种防振合金可利用金属本身所具有的高减振性能,来达到减振、消声的目的。目前生产中应用的防振合金有数十种,例如有减振和强度兼优的锰铜合金、镍钛合金,有常作为机床床身、机器底座的灰口铸铁,有用于制造立体声放大器底板的铝锌合金,也有作为蒸汽涡轮机叶片材料的铬钢,更有用作火箭、卫星上精密仪器防振台架的镁锆合金等。

锰铜合金是一种目前被认为性能较好的防振合金。据说,当初有一块含锰量为80%的合金掉在地上,并未发出多大的声音,因而引起人们的兴趣。从此,美国矿山局开始研究它,英国有关方面也研究它。结果,英国研制成功了含54.25%锰、37%铜、3%铁、1.5%镍的合金,这种合金被称为“索诺斯同”(Sonoston);美国研制成功了含40%锰、58%铜、2%铝的合金,该合金被称为“因克拉谬特”(Incramute);而上海交通大学则研制成功了我国自己的锰钢合金。

锰铜合金之所以具有优异的减振性,是因为它的结晶构造进行了重新排列,依靠容易移动的晶体界面及在运动过程中产生的能量损耗,对振动起到阻尼作用,从而能有效地吸收噪声。生产中常用振动波传递过程中振幅的衰减程度来计算材料的减振系数。减振系数愈大,则材料的减振性愈好。据测定,锰铜合金的减振系数为40%,低碳钢的减振系数仅为4%。

锰铜合金是名副其实的金属中的“哑巴”。用锤敲打锰铜合金,如同敲打橡胶那样沉闷,即使使劲把它摔在水泥地上,也只发出轻微的“噗噗”声。用锰铜合金制造潜水艇的螺旋桨,无论转速多高,都不会发出声响,从而不易暴露目标,增加了潜水艇活动的隐蔽性。用锰钢合金镶嵌在燃气轮机或凿岩机钻杆的轴承套上,机器开动时,它“不动声色”,可降低噪声几十分贝,为延长机器寿命和改善劳动条件“默默无闻”地作出了贡献。圆盘锯、链式输送机、高速纸带穿孔机等许多机器,都是锰铜合金大显身手的用武之地。它还可以制成防音车轮,悄悄来,悄悄去,整日“哑口无言”,为降低城市噪声,维护宁静的生活环境立下了汗马功劳。

根据文章内容,不能得出以下哪项结论?( )。

  • A. 塑料等材料也可以用于消除噪声
  • B. 从环保角度看,专心看书时的小提琴声也可以视作噪声
  • C. 锰铜合金可用于潜水艇等军事用途
  • D. 空气中的噪声可以用减振材料隔离
标记 纠错
170.

2013 年前三季度16 家上市银行主要财务指标

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

建设银行1 0 月27 日公布了201 3 年前三季度经营业绩,截至2013 年9 月30 日,建设银行归属股东的净利润为1 764.82 亿元,较上年同期增长11.56%。10 月24 日,中国移动公布的2013 年前三季度业绩报告显示,前三季度中国移动净利润915 亿元,同比下滑1.9%。

2013 年前三季度,建设银行利息净收入2 865.10 亿元,较上年同期增长9.76%;手续费及佣金净收入较上年同期增长116.45 亿元;其中,造价咨询、房改金融等传统优势产品继续保持较快增长,电子银行、信用卡、债券承销等新兴类亦表现良好。收入结构不断优化的同时,建设银行的成本收入比较上年同期下降0.21 个百分点至25.53%。

财报显示,2013 年以来,建设银行合理把握信贷投放总量,继续深入推动信贷结构调整,支持实体经济发展;巩固传统优势领域,优化增量信贷资金投放,加大对小企业及个人信贷需求的支持力度;优化客户结构,产能过剩行业贷款余额持续下降,截止2013 年9 月30 日,建设银行客户贷款和垫款总额83 772.10亿元,较上年末增长11.51%。其中,境内公司类贷款52 794.73 亿元,个人贷款23 671.10 亿元,票据贴现1 264.89 亿元,海外和子公司贷款6 041.38 亿元。

面对复杂的国内外经济金融形势,建设银行继续加强信贷资产风险管理,加快风险处置化解,加大重点地区、重点领域风险防控力度,保持信贷资产质量稳定。建设银行前三季度业绩报告显示,按照贷款五级分类划分建设银行不良贷款余额为820.87 亿元,不良贷款率0.98%,较上年末下降0.01 个百分点,资产质量在国内商业银行中持续保持领先水平。

下述银行,2013 年前三季度净利润与营业收人比值最大的是( )。

  • A. 民生银行
  • B. 工商银行
  • C. 建设银行
  • D. 北京银行
标记 纠错
171.

2013 年前三季度16 家上市银行主要财务指标

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

建设银行1 0 月27 日公布了201 3 年前三季度经营业绩,截至2013 年9 月30 日,建设银行归属股东的净利润为1 764.82 亿元,较上年同期增长11.56%。10 月24 日,中国移动公布的2013 年前三季度业绩报告显示,前三季度中国移动净利润915 亿元,同比下滑1.9%。

2013 年前三季度,建设银行利息净收入2 865.10 亿元,较上年同期增长9.76%;手续费及佣金净收入较上年同期增长116.45 亿元;其中,造价咨询、房改金融等传统优势产品继续保持较快增长,电子银行、信用卡、债券承销等新兴类亦表现良好。收入结构不断优化的同时,建设银行的成本收入比较上年同期下降0.21 个百分点至25.53%。

财报显示,2013 年以来,建设银行合理把握信贷投放总量,继续深入推动信贷结构调整,支持实体经济发展;巩固传统优势领域,优化增量信贷资金投放,加大对小企业及个人信贷需求的支持力度;优化客户结构,产能过剩行业贷款余额持续下降,截止2013 年9 月30 日,建设银行客户贷款和垫款总额83 772.10亿元,较上年末增长11.51%。其中,境内公司类贷款52 794.73 亿元,个人贷款23 671.10 亿元,票据贴现1 264.89 亿元,海外和子公司贷款6 041.38 亿元。

面对复杂的国内外经济金融形势,建设银行继续加强信贷资产风险管理,加快风险处置化解,加大重点地区、重点领域风险防控力度,保持信贷资产质量稳定。建设银行前三季度业绩报告显示,按照贷款五级分类划分建设银行不良贷款余额为820.87 亿元,不良贷款率0.98%,较上年末下降0.01 个百分点,资产质量在国内商业银行中持续保持领先水平。

2013 年前三季度中国移动的净利润约比建设银行少( )。

  • A. 40%
  • B. 48%
  • C. 684 亿元
  • D. 534 亿元
标记 纠错
172.

2013 年前三季度16 家上市银行主要财务指标

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

建设银行1 0 月27 日公布了201 3 年前三季度经营业绩,截至2013 年9 月30 日,建设银行归属股东的净利润为1 764.82 亿元,较上年同期增长11.56%。10 月24 日,中国移动公布的2013 年前三季度业绩报告显示,前三季度中国移动净利润915 亿元,同比下滑1.9%。

2013 年前三季度,建设银行利息净收入2 865.10 亿元,较上年同期增长9.76%;手续费及佣金净收入较上年同期增长116.45 亿元;其中,造价咨询、房改金融等传统优势产品继续保持较快增长,电子银行、信用卡、债券承销等新兴类亦表现良好。收入结构不断优化的同时,建设银行的成本收入比较上年同期下降0.21 个百分点至25.53%。

财报显示,2013 年以来,建设银行合理把握信贷投放总量,继续深入推动信贷结构调整,支持实体经济发展;巩固传统优势领域,优化增量信贷资金投放,加大对小企业及个人信贷需求的支持力度;优化客户结构,产能过剩行业贷款余额持续下降,截止2013 年9 月30 日,建设银行客户贷款和垫款总额83 772.10亿元,较上年末增长11.51%。其中,境内公司类贷款52 794.73 亿元,个人贷款23 671.10 亿元,票据贴现1 264.89 亿元,海外和子公司贷款6 041.38 亿元。

面对复杂的国内外经济金融形势,建设银行继续加强信贷资产风险管理,加快风险处置化解,加大重点地区、重点领域风险防控力度,保持信贷资产质量稳定。建设银行前三季度业绩报告显示,按照贷款五级分类划分建设银行不良贷款余额为820.87 亿元,不良贷款率0.98%,较上年末下降0.01 个百分点,资产质量在国内商业银行中持续保持领先水平。

2013 年三季度末,假设期间股本数量未发生变动,建设银行的股本数量约是宁波银行的( )倍。

  • A. 86
  • B. 106
  • C. 116
  • D. 96
标记 纠错
173.

2013 年前三季度16 家上市银行主要财务指标

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

建设银行1 0 月27 日公布了201 3 年前三季度经营业绩,截至2013 年9 月30 日,建设银行归属股东的净利润为1 764.82 亿元,较上年同期增长11.56%。10 月24 日,中国移动公布的2013 年前三季度业绩报告显示,前三季度中国移动净利润915 亿元,同比下滑1.9%。

2013 年前三季度,建设银行利息净收入2 865.10 亿元,较上年同期增长9.76%;手续费及佣金净收入较上年同期增长116.45 亿元;其中,造价咨询、房改金融等传统优势产品继续保持较快增长,电子银行、信用卡、债券承销等新兴类亦表现良好。收入结构不断优化的同时,建设银行的成本收入比较上年同期下降0.21 个百分点至25.53%。

财报显示,2013 年以来,建设银行合理把握信贷投放总量,继续深入推动信贷结构调整,支持实体经济发展;巩固传统优势领域,优化增量信贷资金投放,加大对小企业及个人信贷需求的支持力度;优化客户结构,产能过剩行业贷款余额持续下降,截止2013 年9 月30 日,建设银行客户贷款和垫款总额83 772.10亿元,较上年末增长11.51%。其中,境内公司类贷款52 794.73 亿元,个人贷款23 671.10 亿元,票据贴现1 264.89 亿元,海外和子公司贷款6 041.38 亿元。

面对复杂的国内外经济金融形势,建设银行继续加强信贷资产风险管理,加快风险处置化解,加大重点地区、重点领域风险防控力度,保持信贷资产质量稳定。建设银行前三季度业绩报告显示,按照贷款五级分类划分建设银行不良贷款余额为820.87 亿元,不良贷款率0.98%,较上年末下降0.01 个百分点,资产质量在国内商业银行中持续保持领先水平。

利息净收入和手续费及佣金净收入约占2013 年前三季度建设银行净利润的( )。

  • A. 35%
  • B. 45%
  • C. 无法计算
  • D. 38%
标记 纠错
174.

2013 年前三季度16 家上市银行主要财务指标

银行招聘职业能力测验,历年真题,2018年中国银行招聘考试真题精编

建设银行1 0 月27 日公布了201 3 年前三季度经营业绩,截至2013 年9 月30 日,建设银行归属股东的净利润为1 764.82 亿元,较上年同期增长11.56%。10 月24 日,中国移动公布的2013 年前三季度业绩报告显示,前三季度中国移动净利润915 亿元,同比下滑1.9%。

2013 年前三季度,建设银行利息净收入2 865.10 亿元,较上年同期增长9.76%;手续费及佣金净收入较上年同期增长116.45 亿元;其中,造价咨询、房改金融等传统优势产品继续保持较快增长,电子银行、信用卡、债券承销等新兴类亦表现良好。收入结构不断优化的同时,建设银行的成本收入比较上年同期下降0.21 个百分点至25.53%。

财报显示,2013 年以来,建设银行合理把握信贷投放总量,继续深入推动信贷结构调整,支持实体经济发展;巩固传统优势领域,优化增量信贷资金投放,加大对小企业及个人信贷需求的支持力度;优化客户结构,产能过剩行业贷款余额持续下降,截止2013 年9 月30 日,建设银行客户贷款和垫款总额83 772.10亿元,较上年末增长11.51%。其中,境内公司类贷款52 794.73 亿元,个人贷款23 671.10 亿元,票据贴现1 264.89 亿元,海外和子公司贷款6 041.38 亿元。

面对复杂的国内外经济金融形势,建设银行继续加强信贷资产风险管理,加快风险处置化解,加大重点地区、重点领域风险防控力度,保持信贷资产质量稳定。建设银行前三季度业绩报告显示,按照贷款五级分类划分建设银行不良贷款余额为820.87 亿元,不良贷款率0.98%,较上年末下降0.01 个百分点,资产质量在国内商业银行中持续保持领先水平。

根据上述资料,下列说法错误的是( )。

  • A. 16 家上市银行中,每股收益最高的银行比每股收益最低的银行的营业收入约少2 710 亿元
  • B. 2012 年末建设银行客户贷款和垫款总额约为7.51 万亿元
  • C. 2012 年末建设银行不良贷款余额约为829 亿元
  • D. 16 家上市银行中,净利润同比增长最快的银行比同比增长最慢的银行的营业收入约少三分之一
标记 纠错
175.

Question 51-52refer to the following information.

The bad news about a slow-but-steady recovery is clear: lingering long-term unemployment, stagnant wages, and a housing recovery that is leaving many middle-income families behind. But one interesting side-effect of the boring recovery is that it puts to rest (for now) the popular fears of an AI/robot revolution taking all of our jobs. In that brave neo-industrial world, one thing you would expect to see is GDP growth rapidly outstripping employment, as robots did a bunch of work while Americans sat around waiting for federal welfare checks. Quite the opposite, in the last few years, GDP-per-worker has all but stopped growing.

What does the word “outstripping “mean?

  • A. Promoting
  • B. Exceeding
  • C. Improving
  • D. Technicians
标记 纠错
176.

Question 51-52refer to the following information.

The bad news about a slow-but-steady recovery is clear: lingering long-term unemployment, stagnant wages, and a housing recovery that is leaving many middle-income families behind. But one interesting side-effect of the boring recovery is that it puts to rest (for now) the popular fears of an AI/robot revolution taking all of our jobs. In that brave neo-industrial world, one thing you would expect to see is GDP growth rapidly outstripping employment, as robots did a bunch of work while Americans sat around waiting for federal welfare checks. Quite the opposite, in the last few years, GDP-per-worker has all but stopped growing.

What is author's attitude toward slow-but-steady recovery?

  • A. Positive
  • B. Indifferent
  • C. Negative
  • D. Objective
标记 纠错
177.

Question 53-54 refer to the following information.

An earthquake of magnitude 6.1 struck southwestern China on Sunday, resulting in the death of nearly 600 people in a remote area of Yunnan province as well as collapse of thousands of building, including a school. The earthquake also triggered more landslides that have blocked rivers and created rapidly growing bodies of water that could unleash more destruction on survivors of the disaster. More than 10000 soldiers and hundreds of volunteers have rushed to Ludian Country to clear roads and dig out possible survivors from the debris, but landslides and bouts of heavy rain have

complicated rescue efforts. An estimated 80000 houses were destroyed and 12400 seriously damaged.

Which of the following statements is true according to the passage?

  • A. Landslides have brought about more destruction on the survivors
  • B. It is soldiers who have undertaken a huge proportion of relief work
  • C. The rescuing work has been going on quite smoothly with no interference
  • D. The rain and the Landslides have added to the difficulty of rescue efforts
标记 纠错
178.

Question 53-54 refer to the following information.

An earthquake of magnitude 6.1 struck southwestern China on Sunday, resulting in the death of nearly 600 people in a remote area of Yunnan province as well as collapse of thousands of building, including a school. The earthquake also triggered more landslides that have blocked rivers and created rapidly growing bodies of water that could unleash more destruction on survivors of the disaster. More than 10000 soldiers and hundreds of volunteers have rushed to Ludian Country to clear roads and dig out possible survivors from the debris, but landslides and bouts of heavy rain have

complicated rescue efforts. An estimated 80000 houses were destroyed and 12400 seriously damaged.

Where can you possibly read this type of text?

  • A. news website
  • B. A travel guide
  • C. A fashion blog
  • D. A story book
标记 纠错
179.

Questions 55-56 refer to the following e-mail.

To: Marketing Department

From: Federico Botella

Date: January9

Subject: Sales Meeting.

We need to postpone the sales meeting that I had arranged for January 15. I have a meeting

with a client in Cancun on January 14, and I was not able to get a flight back to Houston until January 16. I'm sorry for any inconvenience this may cause you. The meeting is now tentatively rescheduled for 9 AM. on January 18 in the conference room.

What is the purpose of this e-mail?

  • A. To schedule a conference
  • B. To reschedule a meeting
  • C. To introduce a new client
  • D. To announce vacation plans
标记 纠错
180.

Questions 55-56 refer to the following e-mail.

To: Marketing Department

From: Federico Botella

Date: January9

Subject: Sales Meeting.

We need to postpone the sales meeting that I had arranged for January 15. I have a meeting

with a client in Cancun on January 14, and I was not able to get a flight back to Houston until January 16. I'm sorry for any inconvenience this may cause you. The meeting is now tentatively rescheduled for 9 AM. on January 18 in the conference room.

When Mr. Botella can be in Houston?

  • A. January 15
  • B. January 14
  • C. January 16
  • D. January 18
标记 纠错
181.

Questions 57-60 refer to the following memo.

TO: ALL GGBA members

FROM: Stephen McFarlane, GGBA President

Attention all owners and managers, your attendance is requested at the monthly GGBA meeting on February 12. Please find the agenda below. Let me know if you have any questions about the meeting.

-Stephen

Greater Glasgow Business Association ( GGBA)

February 12, 10:00 AM.

Palmer Place Restaurant, 98 Duke St, Glasgow

Agenda

I. Welcome address from Stephen McFarlane

II. New members and special guests

III. GGBA Business

A Direction and Plans for Next Year

B Committee Updates

1)Special Events Committee

2)Marketing & Publicity Committee

3)GGBA Web Site Development Committee

4)Community Outreach Committee

C. GGBA Business /Social Event February 24

IV. Other

What kind of an organization is GGBA?

  • A. group of politicians
  • B. A group of Web designers
  • C. A group of businesspeople
  • D. A group of educators
标记 纠错
182.

Questions 57-60 refer to the following memo.

TO: ALL GGBA members

FROM: Stephen McFarlane, GGBA President

Attention all owners and managers, your attendance is requested at the monthly GGBA meeting on February 12. Please find the agenda below. Let me know if you have any questions about the meeting.

-Stephen

Greater Glasgow Business Association ( GGBA)

February 12, 10:00 AM.

Palmer Place Restaurant, 98 Duke St, Glasgow

Agenda

I. Welcome address from Stephen McFarlane

II. New members and special guests

III. GGBA Business

A Direction and Plans for Next Year

B Committee Updates

1)Special Events Committee

2)Marketing & Publicity Committee

3)GGBA Web Site Development Committee

4)Community Outreach Committee

C. GGBA Business /Social Event February 24

IV. Other

What will take place on February 24?

  • A. A GGBA social event
  • B. The GGBA monthly meeting
  • C. A marketing and publicity committee
  • D. An orientation for new members
标记 纠错
183.

Questions 57-60 refer to the following memo.

TO: ALL GGBA members

FROM: Stephen McFarlane, GGBA President

Attention all owners and managers, your attendance is requested at the monthly GGBA meeting on February 12. Please find the agenda below. Let me know if you have any questions about the meeting.

-Stephen

Greater Glasgow Business Association ( GGBA)

February 12, 10:00 AM.

Palmer Place Restaurant, 98 Duke St, Glasgow

Agenda

I. Welcome address from Stephen McFarlane

II. New members and special guests

III. GGBA Business

A Direction and Plans for Next Year

B Committee Updates

1)Special Events Committee

2)Marketing & Publicity Committee

3)GGBA Web Site Development Committee

4)Community Outreach Committee

C. GGBA Business /Social Event February 24

IV. Other

What will probably NOT be discussed at the GGBA meeting?

  • A. The association's advertising plans
  • B. The results of recent committee
  • C. Plans for future GGBA events
  • D. The design of the GGBA Web site
标记 纠错
184.

Questions 57-60 refer to the following memo.

TO: ALL GGBA members

FROM: Stephen McFarlane, GGBA President

Attention all owners and managers, your attendance is requested at the monthly GGBA meeting on February 12. Please find the agenda below. Let me know if you have any questions about the meeting.

-Stephen

Greater Glasgow Business Association ( GGBA)

February 12, 10:00 AM.

Palmer Place Restaurant, 98 Duke St, Glasgow

Agenda

I. Welcome address from Stephen McFarlane

II. New members and special guests

III. GGBA Business

A Direction and Plans for Next Year

B Committee Updates

1)Special Events Committee

2)Marketing & Publicity Committee

3)GGBA Web Site Development Committee

4)Community Outreach Committee

C. GGBA Business /Social Event February 24

IV. Other

Who will give the opening speech at the monthly meeting?

  • A. A special guest
  • B. The GGBA precident
  • C. The head of the Web site committee
  • D. The community outreach committee chairperson
标记 纠错
185.

Question 61-63 refer to the following email.

To: Barry Weinstein (bweinstein@celgar.com)

From: Andrew Kim (akim@celgar.com)

Subject: Next month

Date: August 3

Barry,

Thanks again for arranging that videoconference last week. I just heard form Maxine Dawson, our account manager for the Johnson Company account, that the next product trial will be September 8 in their production plant in Denver. She has requested that I fly D. A presenter at an award ceremony.

out there with her. Of course, I still plan to attend the Engineering Society awards dinner in San Francisco on September 9, so I've booked a flight there after the meeting. Let me know when

you‘ll be arriving there.

I'm looking forward to seeing you honored in San Francisco. You deserve it!

Regards,

Andrew Kim

Celgar Associates

What is the purpose of the e-mail?

  • A. To propose a meeting in Denver
  • B. To request financial support for a trip
  • C. To announce the winner of an award
  • D. To confirm travel plans
标记 纠错
186.

Question 61-63 refer to the following email.

To: Barry Weinstein (bweinstein@celgar.com)

From: Andrew Kim (akim@celgar.com)

Subject: Next month

Date: August 3

Barry,

Thanks again for arranging that videoconference last week. I just heard form Maxine Dawson, our account manager for the Johnson Company account, that the next product trial will be September 8 in their production plant in Denver. She has requested that I fly D. A presenter at an award ceremony.

out there with her. Of course, I still plan to attend the Engineering Society awards dinner in San Francisco on September 9, so I've booked a flight there after the meeting. Let me know when

you‘ll be arriving there.

I'm looking forward to seeing you honored in San Francisco. You deserve it!

Regards,

Andrew Kim

Celgar Associates

Who is Maxine Dawson?

  • A. An employee at Celgar Associates
  • B. A manager at Johnson Company
  • C. A travel agent for Mr.Kim
  • D. A presenter at an award ceremony
标记 纠错
187.

Question 61-63 refer to the following email.

To: Barry Weinstein (bweinstein@celgar.com)

From: Andrew Kim (akim@celgar.com)

Subject: Next month

Date: August 3

Barry,

Thanks again for arranging that videoconference last week. I just heard form Maxine Dawson, our account manager for the Johnson Company account, that the next product trial will be September 8 in their production plant in Denver. She has requested that I fly D. A presenter at an award ceremony.

out there with her. Of course, I still plan to attend the Engineering Society awards dinner in San Francisco on September 9, so I've booked a flight there after the meeting. Let me know when

you‘ll be arriving there.

I'm looking forward to seeing you honored in San Francisco. You deserve it!

Regards,

Andrew Kim

Celgar Associates

What is the purpose of Mr. Weinstein's trip to San Francisco?

  • A. He is relocating to a different office
  • B. He is receiving an award
  • C. He is being promoted to manager
  • D. He is attending a product trial
标记 纠错
188.

Questions 64-66 refer to the following article.

NEW YORK, November 19-New York's Women in Business Association announced that Anita Huntington, vice president of marketing for Kuiper Hotels, and Mary Foster, general manager of Longwood Hotels & Resorts, were recently selected as this year's Venture Award recipients. The Venture Award was established twenty years ago to recognize the contributions made by female executives to their communities. This year’s cowinner’s are the founders of Art on the Move, a charitable organization that provides art scholarships for students throughout the city.

Since joining Kuiper Hotels, Huntington has held key positions in finance and business

development. Currently, she leads Kuiper’s marketing operations, often traveling to one of the more than 270 hotels in 16 countries. Foster’s position has also taken her all over the world.

Both executives stressed that finding time for volunteer work was extremely important even though they often work long hours at their jobs. Huntington and Foster will be honored on November 26 at a special reception at Humphrey Hall.

According to the article, how can people become candidates for the Venture Award?

  • A. By becoming leaders in the hotel industry
  • B. By starting their own business
  • C. By working to make their communities
  • D. By working in New York for at least twenty years
标记 纠错
189.

Questions 64-66 refer to the following article.

NEW YORK, November 19-New York's Women in Business Association announced that Anita Huntington, vice president of marketing for Kuiper Hotels, and Mary Foster, general manager of Longwood Hotels & Resorts, were recently selected as this year's Venture Award recipients. The Venture Award was established twenty years ago to recognize the contributions made by female executives to their communities. This year’s cowinner’s are the founders of Art on the Move, a charitable organization that provides art scholarships for students throughout the city.

Since joining Kuiper Hotels, Huntington has held key positions in finance and business

development. Currently, she leads Kuiper’s marketing operations, often traveling to one of the more than 270 hotels in 16 countries. Foster’s position has also taken her all over the world.

Both executives stressed that finding time for volunteer work was extremely important even though they often work long hours at their jobs. Huntington and Foster will be honored on November 26 at a special reception at Humphrey Hall.

What is Mary Foster‘s current job title?

  • A. Salesperson
  • B. Vice president of marketing
  • C. General manager
  • D. Operations manager
标记 纠错
190.

Questions 64-66 refer to the following article.

NEW YORK, November 19-New York's Women in Business Association announced that Anita Huntington, vice president of marketing for Kuiper Hotels, and Mary Foster, general manager of Longwood Hotels & Resorts, were recently selected as this year's Venture Award recipients. The Venture Award was established twenty years ago to recognize the contributions made by female executives to their communities. This year’s cowinner’s are the founders of Art on the Move, a charitable organization that provides art scholarships for students throughout the city.

Since joining Kuiper Hotels, Huntington has held key positions in finance and business

development. Currently, she leads Kuiper’s marketing operations, often traveling to one of the more than 270 hotels in 16 countries. Foster’s position has also taken her all over the world.

Both executives stressed that finding time for volunteer work was extremely important even though they often work long hours at their jobs. Huntington and Foster will be honored on November 26 at a special reception at Humphrey Hall.

What is NOT true about Anita Huntington and Mary Foster?

  • A. They have traveled around the world
  • B. They help to provide scholarships for students
  • C. They often spend long hours at work
  • D. They are accomplished artists
标记 纠错
191.

Questions 67~68 refer to the following memo.

Bayside View Hotel

To: ALL Employees

From: Edgar Wagner, Hotel Manager

Re: Bayside View Hotel Customer Satisfaction Survey

July 20

Dear Employees,

As part of our ongoing effort to ensure that the Bayside View Hotel remains one of the premier hotels in the country, we have conducted our annual customer satisfaction survey.

The survey results showed customer satisfaction improved in two of four key service areas compared with the results from a survey done twelve months earlier. The areas showing improvement are Housekeeping and Food Services. Customer rating for Concierge Services remained the same, while a noticeable drop was shown for Front Desk Services.

Your department managers will provide you with more detailed results of the survey that pertain to your specific area of work, and will suggest ways to improve on services rated less than satisfactory.

What is indicated about the survey?

  • A. It was completed by hotel staff
  • B. It will be used to decide promotions
  • C. It was recently revised
  • D. It is conducted every year
标记 纠错
192.

Questions 67~68 refer to the following memo.

Bayside View Hotel

To: ALL Employees

From: Edgar Wagner, Hotel Manager

Re: Bayside View Hotel Customer Satisfaction Survey

July 20

Dear Employees,

As part of our ongoing effort to ensure that the Bayside View Hotel remains one of the premier hotels in the country, we have conducted our annual customer satisfaction survey.

The survey results showed customer satisfaction improved in two of four key service areas compared with the results from a survey done twelve months earlier. The areas showing improvement are Housekeeping and Food Services. Customer rating for Concierge Services remained the same, while a noticeable drop was shown for Front Desk Services.

Your department managers will provide you with more detailed results of the survey that pertain to your specific area of work, and will suggest ways to improve on services rated less than satisfactory.

What department will probably have to make the most improvements in customer service?

  • A. Housekeeping
  • B. Concierge Services
  • C. Food Services
  • D. Front Desk Services
标记 纠错
193.

Questions 69-71 refer to the following letter.

Sarton Industries

13 November

Ms. Claudia Ramirez

238 Carter Boulevard

Spring Harbor, DE05421

Dear Ms. Ramirez

Thank you for your interest in Sarton Industries. I received your resume, cover letter, and reference list today. Unfortunately, the computer analyst position you were interest in was filled earlier this week..

Your credentials are very impressive. I believe you are well qualified for a Web-developer position that we will posting sometime next month. We are looking for candidates with extensive experience in Web design. If you are interested in the position, I can forward your information to Richard Stanton, our information systems supervisor, and suggest that he set up an interview with you. If you do not already have one assembled, you may want to put a collection of your work into a portfolio to bring with you to that interview.

Please call me or send an e-mail at your earliest convenience to let me know if you would be interested

in meeting with Mr. Stanton.

Sincerely.

Debra Metzger

Director of Perdonnel

Sarton Industries

What can be inferred from the letter?

  • A. There are several candidates for the position on Mr. Stanton's team
  • B. Ms. Ramirez has interviewed at Sarton Industries
  • C. Ms. Ramirez has a background in Web design
  • D. Mr. Stanton has reviewed Ms. Ramirez’s resume
标记 纠错
194.

Questions 69-71 refer to the following letter.

Sarton Industries

13 November

Ms. Claudia Ramirez

238 Carter Boulevard

Spring Harbor, DE05421

Dear Ms. Ramirez

Thank you for your interest in Sarton Industries. I received your resume, cover letter, and reference list today. Unfortunately, the computer analyst position you were interest in was filled earlier this week..

Your credentials are very impressive. I believe you are well qualified for a Web-developer position that we will posting sometime next month. We are looking for candidates with extensive experience in Web design. If you are interested in the position, I can forward your information to Richard Stanton, our information systems supervisor, and suggest that he set up an interview with you. If you do not already have one assembled, you may want to put a collection of your work into a portfolio to bring with you to that interview.

Please call me or send an e-mail at your earliest convenience to let me know if you would be interested

in meeting with Mr. Stanton.

Sincerely.

Debra Metzger

Director of Perdonnel

Sarton Industries

What position did Ms. Ramirez apply for?

  • A. Director of personnel
  • B. Web designer
  • C. Graphic artist
  • D. Computer analyst
标记 纠错
195.

Questions 69-71 refer to the following letter.

Sarton Industries

13 November

Ms. Claudia Ramirez

238 Carter Boulevard

Spring Harbor, DE05421

Dear Ms. Ramirez

Thank you for your interest in Sarton Industries. I received your resume, cover letter, and reference list today. Unfortunately, the computer analyst position you were interest in was filled earlier this week..

Your credentials are very impressive. I believe you are well qualified for a Web-developer position that we will posting sometime next month. We are looking for candidates with extensive experience in Web design. If you are interested in the position, I can forward your information to Richard Stanton, our information systems supervisor, and suggest that he set up an interview with you. If you do not already have one assembled, you may want to put a collection of your work into a portfolio to bring with you to that interview.

Please call me or send an e-mail at your earliest convenience to let me know if you would be interested

in meeting with Mr. Stanton.

Sincerely.

Debra Metzger

Director of Perdonnel

Sarton Industries

What did Ms. Ramirez NOT send to Ms. Metzger?

  • A. A portfolio
  • B. A resume
  • C. A cover letter
  • D. A list of references
标记 纠错
196.

When I opened the first "Body Shop" in 1976, what I wanted to do was to earn (挣) enough money to feed my children. Today the "Body Shop" is a great company growing fast all around the world. In the years since we began, I have learned a lot. Much of what I have learned will be found in this book, because I believe that we, as a company, have something worth saying about how to run a successful business without giving up what you really believe in.

It's not an ordinary business book. It is not just about my life, either. The message is that to succeed in business you have to be different. Business can be fun, and can be run with love and do good. In business, as in life, I need to enjoy myself, to have a feeling of my family and to feel excited by something unusual. I have always wanted the people who work for the "Body Shop" to feel the same way.

Now this book sends these ideas out into the world, and makes them public. I'd like to think there are no limits (界限) to our "family", and no limits to what can be done. I find that an exciting thought. I hope you do, too.

What is the writer's main purpose (目的) in writing this text?

  • A. To tell the reader her life story
  • B. To tell people how she brought up her children
  • C. To let people know how rich she was
  • D. To introduce her ideas to the reader
标记 纠错
197.

When I opened the first "Body Shop" in 1976, what I wanted to do was to earn (挣) enough money to feed my children. Today the "Body Shop" is a great company growing fast all around the world. In the years since we began, I have learned a lot. Much of what I have learned will be found in this book, because I believe that we, as a company, have something worth saying about how to run a successful business without giving up what you really believe in.

It's not an ordinary business book. It is not just about my life, either. The message is that to succeed in business you have to be different. Business can be fun, and can be run with love and do good. In business, as in life, I need to enjoy myself, to have a feeling of my family and to feel excited by something unusual. I have always wanted the people who work for the "Body Shop" to feel the same way.

Now this book sends these ideas out into the world, and makes them public. I'd like to think there are no limits (界限) to our "family", and no limits to what can be done. I find that an exciting thought. I hope you do, too.

What would someone learn from this text?

  • A. How to make a lot of money
  • B. How to write a book about business
  • C. What the book is about
  • D. What the writer's family is like
标记 纠错
198.

When I opened the first "Body Shop" in 1976, what I wanted to do was to earn (挣) enough money to feed my children. Today the "Body Shop" is a great company growing fast all around the world. In the years since we began, I have learned a lot. Much of what I have learned will be found in this book, because I believe that we, as a company, have something worth saying about how to run a successful business without giving up what you really believe in.

It's not an ordinary business book. It is not just about my life, either. The message is that to succeed in business you have to be different. Business can be fun, and can be run with love and do good. In business, as in life, I need to enjoy myself, to have a feeling of my family and to feel excited by something unusual. I have always wanted the people who work for the "Body Shop" to feel the same way.

Now this book sends these ideas out into the world, and makes them public. I'd like to think there are no limits (界限) to our "family", and no limits to what can be done. I find that an exciting thought. I hope you do, too.

How does the writer feel about the business she runs?

  • A. It's the biggest company in the world
  • B. It will possibly be more successful
  • C. It's one of the most successful businesses
  • D. It is the only company that is growing all around the world
标记 纠错
199.

When I opened the first "Body Shop" in 1976, what I wanted to do was to earn (挣) enough money to feed my children. Today the "Body Shop" is a great company growing fast all around the world. In the years since we began, I have learned a lot. Much of what I have learned will be found in this book, because I believe that we, as a company, have something worth saying about how to run a successful business without giving up what you really believe in.

It's not an ordinary business book. It is not just about my life, either. The message is that to succeed in business you have to be different. Business can be fun, and can be run with love and do good. In business, as in life, I need to enjoy myself, to have a feeling of my family and to feel excited by something unusual. I have always wanted the people who work for the "Body Shop" to feel the same way.

Now this book sends these ideas out into the world, and makes them public. I'd like to think there are no limits (界限) to our "family", and no limits to what can be done. I find that an exciting thought. I hope you do, too.

What kind of person does the writer seem to be?

  • A. She is mainly interested in making money
  • B. She thinks running a business a different job
  • C. She seems to be successful but unhappy
  • D. She seems to be someone with strong confidence
标记 纠错
200.

Questions 76-79 refer to the following advertisement.

BONDHAM INTERNATIONAL

Bondham International, one of the leading real estate firm in the world, has been in business for over 50 years. We began our business by specializing in residential sales, primarily in Australia. Over time, our business has grown to include property rental and management services in locations throughout the world. We now sell, and manage over 15000 commercial and residential properties, and our global network includes employees in Australia, Canada, England, Kenya, and Mexico. We have won numerous industry awards, and our firm has been named one of the top ten international real estate firms by the World Association of Property Management.

In our effort to provide the highest quality service available, we have made significant investments in staff training. As a result, our sales agents offer a wealth of real estate expertise that our clients can always rely on. In addition, through market research and customer satisfaction surveys, we have been able to fulfill client expectations by consistently delivering the highest quality of service.

Whether you have interested in selling a home,

purchasing a commercial property, or simply obtaining expert real estate advice, Bondham International can respond effectively to your needs. Learn more about our firm by visiting our Website, www.bondhaminternational.co.au.

What is the purpose of the advertisement?

  • A. To advertise job opportunities in different countries
  • B. To promote an industry publication
  • C. To describe a company's reputation and services
  • D. To announce the opening of a training facility
标记 纠错
201.

Questions 76-79 refer to the following advertisement.

BONDHAM INTERNATIONAL

Bondham International, one of the leading real estate firm in the world, has been in business for over 50 years. We began our business by specializing in residential sales, primarily in Australia. Over time, our business has grown to include property rental and management services in locations throughout the world. We now sell, and manage over 15000 commercial and residential properties, and our global network includes employees in Australia, Canada, England, Kenya, and Mexico. We have won numerous industry awards, and our firm has been named one of the top ten international real estate firms by the World Association of Property Management.

In our effort to provide the highest quality service available, we have made significant investments in staff training. As a result, our sales agents offer a wealth of real estate expertise that our clients can always rely on. In addition, through market research and customer satisfaction surveys, we have been able to fulfill client expectations by consistently delivering the highest quality of service.

Whether you have interested in selling a home,

purchasing a commercial property, or simply obtaining expert real estate advice, Bondham International can respond effectively to your needs. Learn more about our firm by visiting our Website, www.bondhaminternational.co.au.

What is stated about Bondham International?

  • A. Most of its work is done online
  • B. The staff works only in Australia
  • C. Its prices are the lowest in the industry
  • D. It has expanded over the years
标记 纠错
202.

Questions 76-79 refer to the following advertisement.

BONDHAM INTERNATIONAL

Bondham International, one of the leading real estate firm in the world, has been in business for over 50 years. We began our business by specializing in residential sales, primarily in Australia. Over time, our business has grown to include property rental and management services in locations throughout the world. We now sell, and manage over 15000 commercial and residential properties, and our global network includes employees in Australia, Canada, England, Kenya, and Mexico. We have won numerous industry awards, and our firm has been named one of the top ten international real estate firms by the World Association of Property Management.

In our effort to provide the highest quality service available, we have made significant investments in staff training. As a result, our sales agents offer a wealth of real estate expertise that our clients can always rely on. In addition, through market research and customer satisfaction surveys, we have been able to fulfill client expectations by consistently delivering the highest quality of service.

Whether you have interested in selling a home,

purchasing a commercial property, or simply obtaining expert real estate advice, Bondham International can respond effectively to your needs. Learn more about our firm by visiting our Website, www.bondhaminternational.co.au.

The word "delivering” in paragraph 2, line 6, is closest in meaning to _____.

  • A. speaking
  • B. choosing
  • C. driving
  • D. giving
标记 纠错
203.

Questions 76-79 refer to the following advertisement.

BONDHAM INTERNATIONAL

Bondham International, one of the leading real estate firm in the world, has been in business for over 50 years. We began our business by specializing in residential sales, primarily in Australia. Over time, our business has grown to include property rental and management services in locations throughout the world. We now sell, and manage over 15000 commercial and residential properties, and our global network includes employees in Australia, Canada, England, Kenya, and Mexico. We have won numerous industry awards, and our firm has been named one of the top ten international real estate firms by the World Association of Property Management.

In our effort to provide the highest quality service available, we have made significant investments in staff training. As a result, our sales agents offer a wealth of real estate expertise that our clients can always rely on. In addition, through market research and customer satisfaction surveys, we have been able to fulfill client expectations by consistently delivering the highest quality of service.

Whether you have interested in selling a home,

purchasing a commercial property, or simply obtaining expert real estate advice, Bondham International can respond effectively to your needs. Learn more about our firm by visiting our Website, www.bondhaminternational.co.au.

What is NOT one of Bondham International main activities?

  • A. Offering expert advice
  • B. Conducting research
  • C. Managing property
  • D. Building private homes
标记 纠错
204.

Offering expert advice

B. Conducting research

C. Managing property

D. Building private homes

Questions80-84 refer to the following advertisement.

We all know that lack of sleep affects our memory, along with other cognitive abilities. Sittingin the office, sleep deprived, it’s difficult to remember your own name, let along theever-lengthening to-do list.

But now new research shows that not getting enough sleep increases the chances your mind will actually create false memories. The study, published in Psychological Science, allowed one group of participants to get a full night’s sleep, while another had to stay up all night. In the morning they were given a series of photos that were supposed to show a crime being committed. Next, both groups were given some eyewitness statements about the crime. Like many witness statements in real-life crimes, the details were different to those shown in the photographs. For example, in

one instance the photo showed a thief putting a wallet in his jacket, but in the witness statement it said he put it in his pants (that’s ‘trousers’ for British people, not his underwear!). Afterwards, they were asked what they had seen in the original photographs. The results showed that those who’d missed out on their sleep were the most likely to regurgitate the false eyewitness statements they’d just read, rather than remembering the ‘true’ crime-scene photos they’d been

shown moments beforehand.

The lack of sleep had messed with their heads to the extent that all the evidence — right and wrong — had got mixed up.

One of the study’s authors, Kimberly Fenn, said:” People who repeatedly get low amounts of sleep every night could be more prone in the long run to develop these forms of memory distortion. It’s not just a full night of sleep deprivation that puts them at risk.” Indeed, a preliminary study they carried out found that getting just five hours sleep was enough to cause people to start manufacturing false memories.

Which of the following statements is true according the article?

  • A. A full night of sleep deprivation outs people on the risk of false memory
  • B. Deprivation of sleep fails to have impact on the ability to memorize list
  • C. Short-term lack of sleep is more likely to result in memory distortion
  • D. Your own name will not escape you no matter how long you sleep
标记 纠错
205.

Offering expert advice

B. Conducting research

C. Managing property

D. Building private homes

Questions80-84 refer to the following advertisement.

We all know that lack of sleep affects our memory, along with other cognitive abilities. Sittingin the office, sleep deprived, it’s difficult to remember your own name, let along theever-lengthening to-do list.

But now new research shows that not getting enough sleep increases the chances your mind will actually create false memories. The study, published in Psychological Science, allowed one group of participants to get a full night’s sleep, while another had to stay up all night. In the morning they were given a series of photos that were supposed to show a crime being committed. Next, both groups were given some eyewitness statements about the crime. Like many witness statements in real-life crimes, the details were different to those shown in the photographs. For example, in

one instance the photo showed a thief putting a wallet in his jacket, but in the witness statement it said he put it in his pants (that’s ‘trousers’ for British people, not his underwear!). Afterwards, they were asked what they had seen in the original photographs. The results showed that those who’d missed out on their sleep were the most likely to regurgitate the false eyewitness statements they’d just read, rather than remembering the ‘true’ crime-scene photos they’d been

shown moments beforehand.

The lack of sleep had messed with their heads to the extent that all the evidence — right and wrong — had got mixed up.

One of the study’s authors, Kimberly Fenn, said:” People who repeatedly get low amounts of sleep every night could be more prone in the long run to develop these forms of memory distortion. It’s not just a full night of sleep deprivation that puts them at risk.” Indeed, a preliminary study they carried out found that getting just five hours sleep was enough to cause people to start manufacturing false memories.

What is the independent variable in the study?

  • A. The memory distortion
  • B. The short-term memory
  • C. The amount of sleep
  • D. The ability to recall long list
标记 纠错
206.

Offering expert advice

B. Conducting research

C. Managing property

D. Building private homes

Questions80-84 refer to the following advertisement.

We all know that lack of sleep affects our memory, along with other cognitive abilities. Sittingin the office, sleep deprived, it’s difficult to remember your own name, let along theever-lengthening to-do list.

But now new research shows that not getting enough sleep increases the chances your mind will actually create false memories. The study, published in Psychological Science, allowed one group of participants to get a full night’s sleep, while another had to stay up all night. In the morning they were given a series of photos that were supposed to show a crime being committed. Next, both groups were given some eyewitness statements about the crime. Like many witness statements in real-life crimes, the details were different to those shown in the photographs. For example, in

one instance the photo showed a thief putting a wallet in his jacket, but in the witness statement it said he put it in his pants (that’s ‘trousers’ for British people, not his underwear!). Afterwards, they were asked what they had seen in the original photographs. The results showed that those who’d missed out on their sleep were the most likely to regurgitate the false eyewitness statements they’d just read, rather than remembering the ‘true’ crime-scene photos they’d been

shown moments beforehand.

The lack of sleep had messed with their heads to the extent that all the evidence — right and wrong — had got mixed up.

One of the study’s authors, Kimberly Fenn, said:” People who repeatedly get low amounts of sleep every night could be more prone in the long run to develop these forms of memory distortion. It’s not just a full night of sleep deprivation that puts them at risk.” Indeed, a preliminary study they carried out found that getting just five hours sleep was enough to cause people to start manufacturing false memories.

What is the dependent variable in the study?

  • A. Creation of false memories
  • B. Crime being created
  • C. Memory deprivation
  • D. Different details shown
标记 纠错
207.

Offering expert advice

B. Conducting research

C. Managing property

D. Building private homes

Questions80-84 refer to the following advertisement.

We all know that lack of sleep affects our memory, along with other cognitive abilities. Sittingin the office, sleep deprived, it’s difficult to remember your own name, let along theever-lengthening to-do list.

But now new research shows that not getting enough sleep increases the chances your mind will actually create false memories. The study, published in Psychological Science, allowed one group of participants to get a full night’s sleep, while another had to stay up all night. In the morning they were given a series of photos that were supposed to show a crime being committed. Next, both groups were given some eyewitness statements about the crime. Like many witness statements in real-life crimes, the details were different to those shown in the photographs. For example, in

one instance the photo showed a thief putting a wallet in his jacket, but in the witness statement it said he put it in his pants (that’s ‘trousers’ for British people, not his underwear!). Afterwards, they were asked what they had seen in the original photographs. The results showed that those who’d missed out on their sleep were the most likely to regurgitate the false eyewitness statements they’d just read, rather than remembering the ‘true’ crime-scene photos they’d been

shown moments beforehand.

The lack of sleep had messed with their heads to the extent that all the evidence — right and wrong — had got mixed up.

One of the study’s authors, Kimberly Fenn, said:” People who repeatedly get low amounts of sleep every night could be more prone in the long run to develop these forms of memory distortion. It’s not just a full night of sleep deprivation that puts them at risk.” Indeed, a preliminary study they carried out found that getting just five hours sleep was enough to cause people to start manufacturing false memories.

Which does the underlined word “regurgitate” (paragraph 3) mean?

  • A. Repeat
  • B. Feed
  • C. Pour back
  • D. Remix
标记 纠错
208.

Offering expert advice

B. Conducting research

C. Managing property

D. Building private homes

Questions80-84 refer to the following advertisement.

We all know that lack of sleep affects our memory, along with other cognitive abilities. Sittingin the office, sleep deprived, it’s difficult to remember your own name, let along theever-lengthening to-do list.

But now new research shows that not getting enough sleep increases the chances your mind will actually create false memories. The study, published in Psychological Science, allowed one group of participants to get a full night’s sleep, while another had to stay up all night. In the morning they were given a series of photos that were supposed to show a crime being committed. Next, both groups were given some eyewitness statements about the crime. Like many witness statements in real-life crimes, the details were different to those shown in the photographs. For example, in

one instance the photo showed a thief putting a wallet in his jacket, but in the witness statement it said he put it in his pants (that’s ‘trousers’ for British people, not his underwear!). Afterwards, they were asked what they had seen in the original photographs. The results showed that those who’d missed out on their sleep were the most likely to regurgitate the false eyewitness statements they’d just read, rather than remembering the ‘true’ crime-scene photos they’d been

shown moments beforehand.

The lack of sleep had messed with their heads to the extent that all the evidence — right and wrong — had got mixed up.

One of the study’s authors, Kimberly Fenn, said:” People who repeatedly get low amounts of sleep every night could be more prone in the long run to develop these forms of memory distortion. It’s not just a full night of sleep deprivation that puts them at risk.” Indeed, a preliminary study they carried out found that getting just five hours sleep was enough to cause people to start manufacturing false memories.

What is best title of this article?

  • A. Sleep and Photographic memory
  • B. Sleep and Cognitive of human beings
  • C. Lack of Sleep Leading to Crimes
  • D. Lack of Sleep Producing False Memory
标记 纠错
209.

Questions 85-87 refer to the following advertisement.

Gaining green card may involve the black market costs. The green card application process can take a long time, and people often have to eat while waiting for their papers. Many immigrants have resolved this through the acquisition of fake documents. (Note as an attorney, I emphatically do not recommend this. But people do it. A lot.) At their best (and most expensive), fake papers can be quite useful. From talking to immigrants, I have learned that there is a man in a certain Central American capital who, for $6000, will get you a U.S. passport with a name and photo of your choosing that will scan as real on border crossing computers. In New York City, $150-$200 will get you work documents connected to a real Social Security number. $75 will get you a color copy on thick paper that looks like a Social Security card as long as you don’t look closely enough to see that it is actually a “Social Security” card.

Which of the following statements is true according to the passage?

  • A. The writer finds fake paper a good solution
  • B. Social Security Number is the most expensive
  • C. All fake materials are free of any flaw
  • D. Fake papers do works quite well sometimes
标记 纠错
210.

Questions 85-87 refer to the following advertisement.

Gaining green card may involve the black market costs. The green card application process can take a long time, and people often have to eat while waiting for their papers. Many immigrants have resolved this through the acquisition of fake documents. (Note as an attorney, I emphatically do not recommend this. But people do it. A lot.) At their best (and most expensive), fake papers can be quite useful. From talking to immigrants, I have learned that there is a man in a certain Central American capital who, for $6000, will get you a U.S. passport with a name and photo of your choosing that will scan as real on border crossing computers. In New York City, $150-$200 will get you work documents connected to a real Social Security number. $75 will get you a color copy on thick paper that looks like a Social Security card as long as you don’t look closely enough to see that it is actually a “Social Security” card.

What does the underlined word “this” refer to?

  • A. The problem of long-time waiting for papers
  • B. The lack of food during the application process
  • C. The costs of fake documents in black market
  • D. The illegal nature of the black market business
标记 纠错
211.

Questions 85-87 refer to the following advertisement.

Gaining green card may involve the black market costs. The green card application process can take a long time, and people often have to eat while waiting for their papers. Many immigrants have resolved this through the acquisition of fake documents. (Note as an attorney, I emphatically do not recommend this. But people do it. A lot.) At their best (and most expensive), fake papers can be quite useful. From talking to immigrants, I have learned that there is a man in a certain Central American capital who, for $6000, will get you a U.S. passport with a name and photo of your choosing that will scan as real on border crossing computers. In New York City, $150-$200 will get you work documents connected to a real Social Security number. $75 will get you a color copy on thick paper that looks like a Social Security card as long as you don’t look closely enough to see that it is actually a “Social Security” card.

What is the best title of this passage?

  • A. Pitfalls of Black Market transactions
  • B. Disadvantages of Fake Documents as a Solution
  • C. Benefits of Fake Documents as a Solution
  • D. Black Market Costs of Green Card
标记 纠错
212.

Questions 88-90 refer to the following advertisement.

Obese people are less productive in the workplace and more prone to injury, a study claims. The researchers say their findings were so extreme that overweight people may need to take longer breaks to recover from the strains of work. They assessed how long it took for people of various sizes to perform certain tasks in the workplace. Obese people had, on average, 40 per cent shorter endurance times.

The study, conducted at Virginia Tech and the University at Buffalo in the U.S., examined the endurance of 32 people in four categories: non-obese young, obese young, non-obese older, and obese older. Each of them completed three tasks that involved a range of skills: hand grip, shoulder elevation, and a simulated assembly operation. Every task involved periods of work and rest, and included a level of activity similar to manufacturing settings.

The number of people who are obese has doubled over the past three decades-and has been linked to higher rates of workplace injury and a greater number of days of sick. ‘Workers who are obese may need longer rest breaks to return to their initial state of muscle function,’ said Dr Cavuoto. Based on the increased fatigue found

among workers who are obese, workplace designers may need to consider adding fixtures and supports to minimize the amount of time that body mass segments need to be supported. ‘We believe our results will help to develop more inclusive ergonomic guideline,’ she added. The researchers also looked at the effect of obesity and age on endurance times.

Previous research has indicated that both age and obesity hamper mobility-particularly when it comes to walking and low-energy tasks. But the researchers in this study, published in the Journal of Occupational and Environmental Hygiene, found no such link.

Which of the following statements is true according to the article?

  • A. The subjects of the study are of all ages
  • B. The number of obese people has been on the increase
  • C. The tasks involved takes place in real work situation
  • D. The study has lasted over three decades
标记 纠错
213.

Questions 88-90 refer to the following advertisement.

Obese people are less productive in the workplace and more prone to injury, a study claims. The researchers say their findings were so extreme that overweight people may need to take longer breaks to recover from the strains of work. They assessed how long it took for people of various sizes to perform certain tasks in the workplace. Obese people had, on average, 40 per cent shorter endurance times.

The study, conducted at Virginia Tech and the University at Buffalo in the U.S., examined the endurance of 32 people in four categories: non-obese young, obese young, non-obese older, and obese older. Each of them completed three tasks that involved a range of skills: hand grip, shoulder elevation, and a simulated assembly operation. Every task involved periods of work and rest, and included a level of activity similar to manufacturing settings.

The number of people who are obese has doubled over the past three decades-and has been linked to higher rates of workplace injury and a greater number of days of sick. ‘Workers who are obese may need longer rest breaks to return to their initial state of muscle function,’ said Dr Cavuoto. Based on the increased fatigue found

among workers who are obese, workplace designers may need to consider adding fixtures and supports to minimize the amount of time that body mass segments need to be supported. ‘We believe our results will help to develop more inclusive ergonomic guideline,’ she added. The researchers also looked at the effect of obesity and age on endurance times.

Previous research has indicated that both age and obesity hamper mobility-particularly when it comes to walking and low-energy tasks. But the researchers in this study, published in the Journal of Occupational and Environmental Hygiene, found no such link.

What does the “ergonomic guideline” (paragraph 3) mean?

  • A. guidelines aimed at improving working conditions
  • B. guidelines aimed at helping people lose weight
  • C. guidelines aimed at improving working efficiency
  • D. guidelines aimed at reducing the workload
标记 纠错
214.

Questions 88-90 refer to the following advertisement.

Obese people are less productive in the workplace and more prone to injury, a study claims. The researchers say their findings were so extreme that overweight people may need to take longer breaks to recover from the strains of work. They assessed how long it took for people of various sizes to perform certain tasks in the workplace. Obese people had, on average, 40 per cent shorter endurance times.

The study, conducted at Virginia Tech and the University at Buffalo in the U.S., examined the endurance of 32 people in four categories: non-obese young, obese young, non-obese older, and obese older. Each of them completed three tasks that involved a range of skills: hand grip, shoulder elevation, and a simulated assembly operation. Every task involved periods of work and rest, and included a level of activity similar to manufacturing settings.

The number of people who are obese has doubled over the past three decades-and has been linked to higher rates of workplace injury and a greater number of days of sick. ‘Workers who are obese may need longer rest breaks to return to their initial state of muscle function,’ said Dr Cavuoto. Based on the increased fatigue found

among workers who are obese, workplace designers may need to consider adding fixtures and supports to minimize the amount of time that body mass segments need to be supported. ‘We believe our results will help to develop more inclusive ergonomic guideline,’ she added. The researchers also looked at the effect of obesity and age on endurance times.

Previous research has indicated that both age and obesity hamper mobility-particularly when it comes to walking and low-energy tasks. But the researchers in this study, published in the Journal of Occupational and Environmental Hygiene, found no such link.

What is the finding supported by the previous study but not the present study?

  • A. Obese people are less productive in work
  • B. Obese people find it hard to recover from strain
  • C. Obese people are more likely to get injured
  • D. Obese people suffer from poor mobility
标记 纠错
215.

One day a man found a cocoon (茧) of a butterfly in the forest. He sat there for several

hours and watched the butterfly. Suddenly a small opening appeared, and the butterfly made its great effort to force its body through that little hole. Then it seemed to stop making any progress. It appeared as if it had gotten as far as it could and it could go no further.

So the man decided to help the butterfly. He cut off the remaining bit of the cocoon so that the butterfly could come our easily. But to his surprise, the butterfly got a heavy body and very small wings when it came out of the cocoon.

The man continued to watch the butterfly because he expected that the body would grow smaller at any moment and the wings would become larger and be able to fly. But neither happened! In fact, the butterfly spent the rest of its life crawling (爬) around with a heavy body and small wings. It was never able to fly.

The man was in his kindness, but he did not understand the nature rules.

Before the butterfly came out of the cocoon, fluid (流体) from its body must be forced into its wings, and then it would be ready for flying. It must have a hard struggle (拼搏) to get through the small opening to get its freedom from the cocoon.

Sometimes struggles are exactly what we need in our life. If God allowed us to go through our life without any difficulties, it would make us fail. We would not be as strong as we could have been; we could never fly.

What was the butterfly doing at the beginning of the story?

  • A. It was trying to make a cocoon for itself
  • B. It was struggling to get out of its cocoon
  • C. It was flying among the trees in the forest
  • D. It was crawling around quietly on the ground
标记 纠错
216.

One day a man found a cocoon (茧) of a butterfly in the forest. He sat there for several

hours and watched the butterfly. Suddenly a small opening appeared, and the butterfly made its great effort to force its body through that little hole. Then it seemed to stop making any progress. It appeared as if it had gotten as far as it could and it could go no further.

So the man decided to help the butterfly. He cut off the remaining bit of the cocoon so that the butterfly could come our easily. But to his surprise, the butterfly got a heavy body and very small wings when it came out of the cocoon.

The man continued to watch the butterfly because he expected that the body would grow smaller at any moment and the wings would become larger and be able to fly. But neither happened! In fact, the butterfly spent the rest of its life crawling (爬) around with a heavy body and small wings. It was never able to fly.

The man was in his kindness, but he did not understand the nature rules.

Before the butterfly came out of the cocoon, fluid (流体) from its body must be forced into its wings, and then it would be ready for flying. It must have a hard struggle (拼搏) to get through the small opening to get its freedom from the cocoon.

Sometimes struggles are exactly what we need in our life. If God allowed us to go through our life without any difficulties, it would make us fail. We would not be as strong as we could have been; we could never fly.

The man cut off the remaining bit of the cocoon ____.

  • A. to take the butterfly home
  • B. to help the butterfly come out easily
  • C. to kill the butterfly
  • D. to stop the butterfly growing bigger
标记 纠错
217.

One day a man found a cocoon (茧) of a butterfly in the forest. He sat there for several

hours and watched the butterfly. Suddenly a small opening appeared, and the butterfly made its great effort to force its body through that little hole. Then it seemed to stop making any progress. It appeared as if it had gotten as far as it could and it could go no further.

So the man decided to help the butterfly. He cut off the remaining bit of the cocoon so that the butterfly could come our easily. But to his surprise, the butterfly got a heavy body and very small wings when it came out of the cocoon.

The man continued to watch the butterfly because he expected that the body would grow smaller at any moment and the wings would become larger and be able to fly. But neither happened! In fact, the butterfly spent the rest of its life crawling (爬) around with a heavy body and small wings. It was never able to fly.

The man was in his kindness, but he did not understand the nature rules.

Before the butterfly came out of the cocoon, fluid (流体) from its body must be forced into its wings, and then it would be ready for flying. It must have a hard struggle (拼搏) to get through the small opening to get its freedom from the cocoon.

Sometimes struggles are exactly what we need in our life. If God allowed us to go through our life without any difficulties, it would make us fail. We would not be as strong as we could have been; we could never fly.

What do you think of the man?

  • A. Patient but cruel
  • B. Careful and wise
  • C. Kind but unwise
  • D. Brave and funny
标记 纠错
218.

One day a man found a cocoon (茧) of a butterfly in the forest. He sat there for several

hours and watched the butterfly. Suddenly a small opening appeared, and the butterfly made its great effort to force its body through that little hole. Then it seemed to stop making any progress. It appeared as if it had gotten as far as it could and it could go no further.

So the man decided to help the butterfly. He cut off the remaining bit of the cocoon so that the butterfly could come our easily. But to his surprise, the butterfly got a heavy body and very small wings when it came out of the cocoon.

The man continued to watch the butterfly because he expected that the body would grow smaller at any moment and the wings would become larger and be able to fly. But neither happened! In fact, the butterfly spent the rest of its life crawling (爬) around with a heavy body and small wings. It was never able to fly.

The man was in his kindness, but he did not understand the nature rules.

Before the butterfly came out of the cocoon, fluid (流体) from its body must be forced into its wings, and then it would be ready for flying. It must have a hard struggle (拼搏) to get through the small opening to get its freedom from the cocoon.

Sometimes struggles are exactly what we need in our life. If God allowed us to go through our life without any difficulties, it would make us fail. We would not be as strong as we could have been; we could never fly.

What is the best title for the story?

  • A. The Love for the Cocoon
  • B. The Joy of Helping Each Other
  • C. The Lesson of the Cocoon
  • D. The Expectation for the Butterfly
标记 纠错
219.

Questions 95-98 refer to the following advertisement.

As the number of new infections and deaths rise in the Ebola outbreak, fear and suspicion in rising, too, making a more difficult for health care workers to get the sick into hospitals, even as increasingly angry crowds are calling for more government action.

The growing chaos caused by this current Ebola outbreak, which is already the worst on record with more than 1,300 infected and 700 dead in three countries in West Africa, was witnessed in a low income community in the Bushrod Island area of Monrovia.

The community members had called the Health

Ministry to come pick up the body of a man who had been dead in his home since Thursday. Late Friday or early Saturday, a woman had died in the same neighborhood, and she was also still in her home. Both were suspected Ebola deaths, and the protesters were saying that the government should remove them.

A man in the crowd said that since they called the government on Thursday, workers had come to examine the scene, but they had not returned. He said that if the government did not respond to the request of community members to remove the bodies, there would be serious consequences.

What’s the writing background of the passage?

  • A. Active response of the government
  • B. Inadequate health care
  • C. More and more recovery cases
  • D. Ebola outbreak
标记 纠错
220.

Questions 95-98 refer to the following advertisement.

As the number of new infections and deaths rise in the Ebola outbreak, fear and suspicion in rising, too, making a more difficult for health care workers to get the sick into hospitals, even as increasingly angry crowds are calling for more government action.

The growing chaos caused by this current Ebola outbreak, which is already the worst on record with more than 1,300 infected and 700 dead in three countries in West Africa, was witnessed in a low income community in the Bushrod Island area of Monrovia.

The community members had called the Health

Ministry to come pick up the body of a man who had been dead in his home since Thursday. Late Friday or early Saturday, a woman had died in the same neighborhood, and she was also still in her home. Both were suspected Ebola deaths, and the protesters were saying that the government should remove them.

A man in the crowd said that since they called the government on Thursday, workers had come to examine the scene, but they had not returned. He said that if the government did not respond to the request of community members to remove the bodies, there would be serious consequences.

Which of the following is true about the current Ebola outbreak?

  • A. More than 700 people were infected in this outbreak
  • B. Ebola proved to be the worst infectious disease in history
  • C. More than 700 people died in this outbreak
  • D. It was limited to the Bushrod Island area of Monrovia
标记 纠错
221.

Questions 95-98 refer to the following advertisement.

As the number of new infections and deaths rise in the Ebola outbreak, fear and suspicion in rising, too, making a more difficult for health care workers to get the sick into hospitals, even as increasingly angry crowds are calling for more government action.

The growing chaos caused by this current Ebola outbreak, which is already the worst on record with more than 1,300 infected and 700 dead in three countries in West Africa, was witnessed in a low income community in the Bushrod Island area of Monrovia.

The community members had called the Health

Ministry to come pick up the body of a man who had been dead in his home since Thursday. Late Friday or early Saturday, a woman had died in the same neighborhood, and she was also still in her home. Both were suspected Ebola deaths, and the protesters were saying that the government should remove them.

A man in the crowd said that since they called the government on Thursday, workers had come to examine the scene, but they had not returned. He said that if the government did not respond to the request of community members to remove the bodies, there would be serious consequences.

What did the author say about the two deaths in the community where there was growing chaos?

  • A. They were suspected Ebola deaths
  • B. They were removed by the government
  • C. They were confirmed Ebola deaths
  • D. They were removed by neighbors
标记 纠错
222.

Questions 95-98 refer to the following advertisement.

As the number of new infections and deaths rise in the Ebola outbreak, fear and suspicion in rising, too, making a more difficult for health care workers to get the sick into hospitals, even as increasingly angry crowds are calling for more government action.

The growing chaos caused by this current Ebola outbreak, which is already the worst on record with more than 1,300 infected and 700 dead in three countries in West Africa, was witnessed in a low income community in the Bushrod Island area of Monrovia.

The community members had called the Health

Ministry to come pick up the body of a man who had been dead in his home since Thursday. Late Friday or early Saturday, a woman had died in the same neighborhood, and she was also still in her home. Both were suspected Ebola deaths, and the protesters were saying that the government should remove them.

A man in the crowd said that since they called the government on Thursday, workers had come to examine the scene, but they had not returned. He said that if the government did not respond to the request of community members to remove the bodies, there would be serious consequences.

According to the passage, what was needed most when the passage was written?

  • A. Serious treatment of the infected
  • B. Government’s immediate action
  • C. More government workers
  • D. Evacuation of the residents
标记 纠错
223.

Questions 95-98 refer to the following advertisement.

As the number of new infections and deaths rise in the Ebola outbreak, fear and suspicion in rising, too, making a more difficult for health care workers to get the sick into hospitals, even as increasingly angry crowds are calling for more government action.

The growing chaos caused by this current Ebola outbreak, which is already the worst on record with more than 1,300 infected and 700 dead in three countries in West Africa, was witnessed in a low income community in the Bushrod Island area of Monrovia.

The community members had called the Health

Ministry to come pick up the body of a man who had been dead in his home since Thursday. Late Friday or early Saturday, a woman had died in the same neighborhood, and she was also still in her home. Both were suspected Ebola deaths, and the protesters were saying that the government should remove them.

A man in the crowd said that since they called the government on Thursday, workers had come to examine the scene, but they had not returned. He said that if the government did not respond to the request of community members to remove the bodies, there would be serious consequences.

How many days will the show be on?

  • A. For 10 days
  • B. For 12 days
  • C. For 15 days
  • D. For 18 days
标记 纠错
224.

Questions 95-98 refer to the following advertisement.

As the number of new infections and deaths rise in the Ebola outbreak, fear and suspicion in rising, too, making a more difficult for health care workers to get the sick into hospitals, even as increasingly angry crowds are calling for more government action.

The growing chaos caused by this current Ebola outbreak, which is already the worst on record with more than 1,300 infected and 700 dead in three countries in West Africa, was witnessed in a low income community in the Bushrod Island area of Monrovia.

The community members had called the Health

Ministry to come pick up the body of a man who had been dead in his home since Thursday. Late Friday or early Saturday, a woman had died in the same neighborhood, and she was also still in her home. Both were suspected Ebola deaths, and the protesters were saying that the government should remove them.

A man in the crowd said that since they called the government on Thursday, workers had come to examine the scene, but they had not returned. He said that if the government did not respond to the request of community members to remove the bodies, there would be serious consequences.

How long does each show last?

  • A. Half an hour
  • B. One hour
  • C. One hour and a half
  • D. Two hours
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多选题 (共25题,共25分)
225.

信用形式是信用关系的具体表现,按照借贷主体的不同,现代经济生活中的基本信用形式包括( )。

  • A. 银行信用
  • B. 商业信用
  • C. 消费信用
  • D. 国家信用
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226.

金本位制度是历史上第一个国际货币制度。其特点包括( )。

  • A. 黄金充当国际货币
  • B. 各国货币的汇率由其含金量决定
  • C. 纸币兑换纸币,不能兑换贵金属
  • D. 国际收支由物价现金流动机制自动调节际收支的政策措施
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227.

货币市场包括( )。

  • A. 债券市场
  • B. 商业票据市场
  • C. 银行承兑汇票市场
  • D. 大面额可转让存单市场
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228.

边际报酬递减规律只有在一定条件具备时才会发生作用,以下表述正确的是( )。

  • A. 生产技术水平既定不变
  • B. 可变的生产要素投入量必须超过一定点
  • C. 投入的生产要素必须固定不变
  • D. 除一种投入要素可变外,其他投入要素均固定不变
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229.

无差异曲线是用来表示两种商品或两组商品的不同数量的组合对消费者所提供的效用是相同的,无差异曲线的特征包括( )。

  • A. 对较高的无差异曲线的偏好大于较低无差异曲线的偏好
  • B. 同一坐标平面上可以有无数条无差异曲线
  • C. 在同一坐标平面上任何两条无差异曲线不会相交
  • D. 无差异曲线向左下方倾斜且凸向原点
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230.

通常所说的“一行三会”构成了中国金融业分业监管的格局,包括( )。

  • A. 中国人民银行
  • B. 中国银监会
  • C. 中国证监会
  • D. 中国银行业协会
  • E. 中国保监会
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231.

根据财产担保的不同,债券可以分为( )。

  • A. 附息债券
  • B. 信用债券
  • C. 抵押债券
  • D. 金融债券
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232.

一般来说,客户风险偏好可以分为五种类型:保守型、轻度保守型、中立型、轻度进取型和进取型。其中定息资产高于50%的类型有( )。

  • A. 中立型
  • B. 轻度保守型
  • C. 轻度进取型
  • D. 保守型
  • E. 进取型
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233.

固定资产贷款是指银行向借款人发放的用于固定资产项目投资的中长期贷款,包括( )。

  • A. 添置设备贷款
  • B. 基本建设贷款
  • C. 技术改造贷款
  • D. 购买原料贷款
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234.

中国的银行资金运用包括( )。

  • A. 各项存款
  • B. 各项贷款
  • C. 金银库存占款
  • D. 外汇库存占款
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235.

货币就其本质而言,可分为( )。

  • A. 非债务货币
  • B. 债务货币
  • C. 金属货币
  • D. 虚拟货币
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236.

下列有关人民币制度的叙述,正确的是( )。

  • A. 人民币没有含金量的规定,它属于不兑现的信用货币
  • B. 人民币的发行保证是国家拥有的商品物资,黄金外汇储备主要是作为国际收支的准备金
  • C. 人民币对外国货币的汇率,由国务院统一制定,每日公布,一切外汇买卖和国际结算都据此执行
  • D. 人民币的发行实行高度集中统一,中国人民银行是人民币唯一合法的发行机构并集中管理货币发行基金
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237.

商业银行资产业务是商业银行运用资金的业务,包括( )。

  • A. 电子银行业务
  • B. 支付结算业务
  • C. 证券投资业务
  • D. 现金资产业
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238.

根据利率之间的变动关系,分为( )。

  • A. 固定利率
  • B. 浮动利率
  • C. 基准利率
  • D. 套算利率
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239.

微观经济学与宏观经济学的主要不同包括( )。

  • A. 解决的问题不同
  • B. 基本假设不同
  • C. 研究对象不同
  • D. 研究方法不同
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240.

通货膨胀的收入分配效应主要表现是( )。

  • A. 名义收入普遍上升,政府税收增加、公众实际收入降低
  • B. 产生有利于利润收入者而不利于工资收入者的分配
  • C. 产生有利于债务人而不利于债权人的分配
  • D. 产生有利于公众两不利于国家的分配
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241.

经济法的基本原则包括( )。

  • A. 合理分配经济资源原则
  • B. 保障经济主权和公平互利原则
  • C. 保障社会总体经济可持续发展原则
  • D. 营造平衡和谐的社会经济环境原则
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242.

搞好目标管理必须遵循的原则是( )。

  • A. 目标制定必须科学合理
  • B. 成本控制必须严肃认真
  • C. 考核评估必须执行到位
  • D. 督促检查必须贯串始终
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243.

根据义务性支出和选择性支出的不同态度,比较典型的理财价值观有( )。

  • A. 后享受型
  • B. 先享受型
  • C. 子女中心型
  • D. 购物冲动型
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244.

根据亨利·明茨伯格的管理理论,管理者的角色可归为哪几类?( )。

  • A. 代表人
  • B. 人际关系角色
  • C. 信息传递角色
  • D. 资源分配者
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245.

受限于资产证券化的发展进程,在我国,影子银行主要以哪些形式出现?( )。

  • A. 理财产品
  • B. 民间借贷
  • C. 信托贷款
  • D. 私募基金
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246.

简政放权,是要理顺政府和市场之间的关系,也是尊重市场在配置资源中的基础性作用,那么市场通过哪些途径来配置资源?( )。

  • A. 供给和需求之间相互作用的关系
  • B. 反应灵敏的价格
  • C. 完善的财政税收制度
  • D. 塑造安全稳定的经济环境
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247.

在化解客户的争议和抱怨时,以下做法正确的是( )。

  • A. 当客户要求通融处理或对规定不认同时,我们应该表示理解,并在信用社可操作的范围内给客户提供解决办法
  • B. 当客户要求代为填单时,为避免产生纠纷,应当婉言拒绝
  • C. 当客户抱怨信用社时,应沉着面对,表示理解,不应该简单推诿
  • D. 面对客户的抱怨,让客户充分发泄,倾听他心中的怨气,稳定客户情绪
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248.

中国银行的核心价值观包括( )。

  • A. 追求卓越
  • B. 责任和谐
  • C. 公正稳健
  • D. 人本创造
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249.

汇率制度又称汇率安排,是指各国或国际社会对于管理汇率做出的系统规定,汇率制度的内容一般包括( )。

  • A. 制定、维持与管理汇率的机构
  • B. 管理汇率的法令、体制和政策
  • C. 确定汇率的原则和依据
  • D. 维持与调整汇率的办法
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