资料：Beingfinanciallysecureinret-名校题库网

资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.

Some scary facts about retirement:

More than 50% of persons do not have enough finances for retirement.

25% do not participate in their company's retirement plan.

The average person spends 20 years in retirement.

Here are some tips to help you plan correctly:

1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.

2. Save, save, and keep on saving. Make it a habit to save as much as you can.

3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.

4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.

5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.

6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.

7. Get your employer to start one, and it can help you tremendously.

8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.

9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.

Who can be a financial professional?

A.The professional who will do a physical “check-up” for you
B.The professional who will visit you like a doctor
C.The professional who will schedule a meeting with you
D.The professional who will help you make your financial plans

查看答案纠错

答案： D

本题解析：

本题考查的是细节理解。

【关键词】Who ; financial professional

【主题句】第1条Talk to a financial professional. Every few years, it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit, and you should really talk about your present situation and future goals.和财务专家谈谈。每隔几年，最好安排一次与理财规划师的会面，进行一次“体检”。这就类似于医生拜访，你应该真正谈论下你目前的情况和未来的目标。

【解析】题干意为“谁能成为财务专家？”选项A意为“会为你做一次身体检查的专家”；选项B意为“会像医生一样拜访你的专家”；选项C意为“会安排与你会面的专家”；选项D意为“会帮助你制定理财计划的专家”。根据主题句，D符合题意。